Union County property record for 2228 Walters Division Rd, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1962 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,271 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-303-010 |
| Primary APN | 09-303-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 14,331 sqft (0.329 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2228 WALTERS DIVISION RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | 70-72 WALTERS SUB |
| Legal Subdivision | WALTERS BROTHERS 3-46 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 20405 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2228 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JACKIE M WATTS |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JAMES D CAMP |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2228 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 7706451 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2228 WALTERS DIVISION RD MONROE NC 281108562, MONROE, NC 28110-8562 |
| Document Number | 7706451 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 007706/000451 |
| Instrument | 21971 |
| Name | JACKIE M WATTS |
|---|---|
| Address | 2512 OLD CHARLOTTE HWY, MONROE, NC 28110-2100 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jun 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2228 WALTERS DIVISION RD, MONROE, NC 28110-8562 |
| Document Number | 7708632 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2228 WALTERS DIVISION RD MONROE NC 281108562, MONROE, NC 28110-8562 |
| Document Number | 7708632 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 007708/000632 |
| Instrument | 22276 |
| Name | JAMES D CAMP |
|---|---|
| Address | 101 N MCDOWELL ST # 204, CHARLOTTE, NC 28204-2261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,500 (-) Land $16,500 Building $129,000 | $145,500 (-) Land $16,500 Building $129,000 | |
| 2025 | $1,271.00 (+49%) | $145,500 (+85.82%) Land $16,500 Building $129,000 | $145,500 (+85.82%) Land $16,500 Building $129,000 |
| 2023 | $853.00 | $78,300 Land $25,300 Building $53,000 | $78,300 Land $25,300 Building $53,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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