2243 McFall Rd, Albany, KY 42602 Property Records

Clinton County property record for 2243 McFall Rd, Albany, KY 42602

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 2014
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2024)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-00-00-006.02`

Property Details

APN / Parcel Number

Primary APN	`032-00-00-006.02`
Alternative APNs	`4523` `753`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Total Area
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	522,720 sqft (12 acres)
Garage Type	Detached
Garage Area	1,184 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Electric

Location & Zoning

Account Number	753
Street Address	2243 MCFALL RD
City	ALBANY
State	KY
Zip	42602-8399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H-LOT MCFALL RD
Legal Subdivision	THOMAS CAMARGO SUBDIVISION
Jurisdiction	CLINTON KY
Township / Civil Division	CUMBERLAND CITY
Census Block Group	1
Census Block	1004
Census Tract	970100

Owner

2243 McFall Rd is owned by two individuals who bought it in October 2024.

Source: Clinton County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4114 W ELECTRA LN, GLENDALE, AZ 85310-5546
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORPORATION
Oct 29, 2024	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Aug 15, 2025	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 29, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on File
Deed Sale	Oct 29, 2024 · Amount on File
Deed Document Number	20242014160
Deed Book / Page	179 / 582
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Recording Date	Aug 14, 2026
Property Address	2243 MCFALL RD, ALBANY, KY 42602-8399
Document Number	0002032965
Book / Page	223 / 351
Instrument Date	Aug 5, 2026
Instrument	20262032965
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	220 TITLE, 20/20 TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2243 MCFALL RD, ALBANY, KY 42602-8399

Mortgage

Document Number	0002032965,
Date	Aug 14, 2026
Book Page	223/351
Instrument	20262032965

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	2243 MCFALL RD, ALBANY, KY 42602-8399
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 W ELECTRA LN, GLENDALE, AZ 85310-5546

Mortgage

Document Number	MTG214/423
Date	Oct 29, 2024
Book Page	MTG214/423
Instrument	2014161

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	14801 QUORUM DR STE 300, DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	2243 MCFALL RD, ALBANY, KY 42602-8399
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 MCFALL RD, ALBANY, KY 42602-8399

Mortgage

Document Number	MTG218/353
Date	Aug 15, 2025
Book Page	MTG218/353
Instrument	2029922

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON KY
Recording Date	Oct 29, 2024
Property Address	2243 MCFALL RD, ALBANY, KY 42602-8399
Document Number	000179/582
Book / Page	179 / 582
Map Reference	CAB 4 SL 351
Instrument Date	Oct 24, 2024
Instrument	2014160
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2243 MCFALL RD, ALBANY, KY 42602-8399

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2243 MCFALL RD, ALBANY, KY 42602-8399

Tax Assessment & Valuation

The 2025 property tax bill for 2243 McFall Rd was $2,730.

Source: Clinton County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clinton County
Unified School District	Clinton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00	$282,300	$282,300
2023	$1,015.00	$121,000	$121,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2243 McFall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2243 McFall Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	Coliform assessment Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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