1920 McFall Rd, Albany, KY 42602 Property Records

Clinton County property record for 1920 McFall Rd, Albany, KY 42602

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1987
Lot Size2.92 acres (127,195 sqft)
Owner2 Individual Names on File
Tax Bill$580 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN041-00-00-073.01

Property Details

APN / Parcel Number

Primary APN041-00-00-073.01
Alternative APNs
  • 3892
  • 2131

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Total Area

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick
Construction TypeSteel Frame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area127,195 sqft (2.92 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemWood Furnace

Location & Zoning

Account Number2131
Street Address1920 MCFALL RD
CityALBANY
StateKY
Zip42602-8396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH-L OFF HWY 558 ON MCFALL RD
JurisdictionCLINTON KY
Township / Civil DivisionCUMBERLAND CITY
Census Block Group1
Census Block1001
Census Tract970100

Owner

1920 McFall Rd is owned and occupied by two individuals.

Source: Clinton County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1920 MCFALL RD, ALBANY, KY 42602-8396
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0000082382
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON KY
Property Address1920 MCFALL RD, ALBANY, KY 42602-8396
Transaction TypeMortgage
Record UpdatedApr 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG191/513
DateMar 18, 2019
Book PageMTG 191/513
Instrument141247
Lender
NameMONTICELLO BANKING CO
TypeBank
AddressMONTICELLO, KY 42633
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1920 McFall Rd was $580.

Source: Clinton County assessment roll, as of April 1, 2024

Property Jurisdictions

TypeName
StateKentucky
CountyClinton County
Unified School DistrictClinton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$580.00$60,000$60,000
2023$503.00$60,000$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 McFall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 McFall Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY WATER WORKS
serves 9,042 people · EPA ID KY0270003
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2021
Treatment and ProcedureColiform assessment
Sep 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McFall Rd

Nearby Streets

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