York County property record for 2241 Smith Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,271 sqft · built 2022 |
| Lot Size | 1.79 acres (78,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $484,900 (Nov 2022) |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 285-00-00-144 |
| Primary APN | 285-00-00-144 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 3,095 sqft |
| 1st Floor Area | 1,398 sqft |
| 2nd Floor Area | 873 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,180 sqft (1.79 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Street Address | 2241 SMITH RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 18 STONECREST MEADOWS |
| Legal Subdivision | STONECREST MEADOWS |
| Legal Lot Number | 18 |
| Jurisdiction | YORK SC |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 61504 |
Source: York County records, as of June 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 23, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Deed Document Number | 202249078 |
| Deed Book / Page | 20516 / 192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 29, 2026 |
| Property Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2260800131 |
| Book / Page | 22608 / 131 |
| Instrument Date | May 22, 2026 |
| Instrument | 202618702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 0000018702, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 22608/131 |
| Instrument | 202618702 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2059800233 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 20598/233 |
| Instrument | 2023002544 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Nov 23, 2022 |
| Property Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2051600192 |
| Book / Page | 20516 / 192 |
| Map Reference | MB 166 PG 171 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022049078 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,261.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2241 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2022049079 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022049079 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,336.00 (+5.47%) | $19,332 (+4.54%) Land $2,600 Building $16,732 | $483,300 (+4.54%) Land $65,000 Building $418,300 |
| 2023 | $3,163.00 | $18,492 Land $1,800 Building $16,692 | $462,289 Land $45,000 Building $417,289 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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