York County property record for 2231 Smith Rd, Clover, SC 29710 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,803 sqft · built 2022 |
| Lot Size | 0.996 acres (43,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,500 (Apr 2023) |
| Tax Bill | $2,898 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 285-00-00-143 |
| Primary APN | 285-00-00-143 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,803 sqft Living Area |
| Gross Area | 2,485 sqft |
| 1st Floor Area | 1,803 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,395 sqft (0.996 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Street Address | 2231 SMITH RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-8659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 17 STONECREST MEADOWS |
| Legal Subdivision | STONECREST MEADOWS |
| Legal Lot Number | 17 |
| Jurisdiction | YORK SC |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 61504 |
Source: York County records · APN 285-00-00-143
Assessment roll updated November 17, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2231 SMITH RD, CLOVER, SC 29710-8659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC |
| Apr 27, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 11, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 202312286 |
| Deed Book / Page | 20726 / 474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2231 SMITH RD, CLOVER, SC 29710-8659 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 2231 SMITH RD 17, 17, CLOVER, SC 29710-8659 |
| Document Number | 2153500232 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 21535/232 |
| Instrument | 2024031078 |
| Name | TRUSTED MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | 184 TECHNOLOGY DR STE 100, IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 27, 2023 |
| Property Address | 2231 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2072600474 |
| Book / Page | 20726 / 474 |
| Map Reference | MB 166 PG 171 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023012286 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,106.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2231 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2023012287 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023012287 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 11, 2023 |
| Property Address | 2231 SMITH RD, CLOVER, SC 29710-8659 |
| Document Number | 2099000295 |
| Book / Page | 20990 / 295 |
| Instrument Date | Feb 06, 2023 |
| Instrument | 2023032037 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1055 MALLARD DR, ROCK HILL, SC 29732-9057 |
Source: York County records · Assessment roll updated November 17, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 1 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,898.00 (-65.41%) | $16,796 (-15.06%) Land $2,600 Building $14,196 | $419,900 (+27.41%) Land $65,000 Building $354,900 |
| 2023 | $8,378.00 (+985.23%) | $19,774 (+942.93%) Land $2,700 Building $17,074 | $329,565 (+942.93%) Land $45,000 Building $284,565 |
| 2022 | $772.00 | $1,896 Land $1,896 | $31,600 Land $31,600 |
Source: FEMA National Flood Hazard Layer, York County (45091C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450910615043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025, rainfall accumulation |
| Wildfire Risk | Low above 38% of the US · above 14% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Comporium | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Comporium, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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