San Diego County property record for 2240 Valley Mill Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,030 sqft · built 1976 |
| Lot Size | 0.222 acres (9,665 sqft) |
| Owner | Company Name on File |
| Last Sale | $955,000 (Jul 2021) |
| Tax Bill | $12,863 (2025) |
| Deeds & Mortgages | Jul 2021 Sale May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 386-520-33-00 |
| Primary APN | 386-520-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 9,665 sqft (0.222 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2240 VALLEY MILL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 85 TR 007838 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 007838 |
| Legal Block | 2 |
| Legal Lot Number | 85 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 16201 |
Source: San Diego County records · APN 386-520-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 675131, RANCHO SANTA FE, CA 92067-5131 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 01, 2021 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| May 17, 2021 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 2021478645 |
| Last Transfer Date | Mar 14, 2025 |
| Transfer Doc | 0000069879 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 01, 2021 |
| Property Address | 2240 VALLEY MILL RD, EL CAJON, CA 92020-1037 |
| Document Number | 0000478645 |
| Map Reference | MAP 7838 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021-0478645 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 375131, RANCHO SANTA FE, CA 92067 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2021 |
| Property Address | 2240 VALLEY MILL RD, EL CAJON, CA 92020-1037 |
| Document Number | 0000376475 |
| Map Reference | MAP 7838 |
| Instrument Date | Apr 24, 2021 |
| Instrument | 2021-0376475 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2240 VALLEY MILL RD, EL CAJON, CA 92020-1037 |
| Document Number | 0000376476 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0376476 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2240 VALLEY MILL RD, EL CAJON, CA 92020-1037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000341248 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 2017-0341248 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 31, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,122,000 (+10.71%) Land $714,000 Building $408,000 | |
| 2025 | $12,863.00 (+3.93%) | $1,013,450 (+4.04%) Land $595,817 Building $417,633 |
| 2024 | $12,377.00 (+2.1%) | |
| 2023 | $12,122.00 (-3.3%) | $974,099 Land $572,682 Building $401,417 |
| 2022 | $12,536.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 391 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PADRE DAM MWD serves 93,980 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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