San Diego County property record for 2235 Valley Mill Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,016 sqft · built 1976 |
| Lot Size | 0.219 acres (9,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $446,000 (Dec 2010) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Mar 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 386-520-37-00 |
| Primary APN | 386-520-37-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 9,532 sqft (0.219 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 2235 VALLEY MILL RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 81 TR 007838 |
| Legal Subdivision | FLETCHER HILLS |
| Legal Tract | 007838 |
| Legal Block | 2 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 16201 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2235 VALLEY MILL RD, EL CAJON, CA 92020-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 9, 2026 | Intrafamily Transfer, Transfer · Line of Credit MISSION FCU |
| Mar 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2010 · Amount on Record |
| Deed Sale | Dec 7, 2010 · Amount on Record |
| Deed Document Number | 2010673327 |
| Last Transfer Date | Jan 27, 2026 |
| Transfer Doc | 0000034950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 9, 2026 |
| Property Address | 2235 VALLEY MILL RD, EL CAJON, CA 92020-1036 |
| Document Number | 0000034950 |
| Map Reference | MAP 7838 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 2026-0034950 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2235 VALLEY MILL RD, EL CAJON, CA 92020-1036 |
| Document Number | 0000034951 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026-0034951 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2235 VALLEY MILL RD, EL CAJON, CA 92020-1036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000092381 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019-0092381 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2034 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $582,814 (+2%) Land $164,680 Building $418,134 | |
| 2025 | $7,676.00 (+8.13%) Homeowner's exemption | $571,387 (+4.04%) Land $161,451 Building $409,936 |
| 2023 | $7,099.00 (-2.04%) Homeowner's exemption | $549,202 Land $155,183 Building $394,019 |
| 2022 | $7,247.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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