Montague County property record for 224 Wisdom Ln, Saint Jo, TX 76265
| Property Type | Mobile Home |
|---|---|
| Details | 1,736 sqft · built 1992 |
| Lot Size | 16.7 acres (727,452 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,507 (2026) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000008211 |
| Primary APN | R000008211 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,736 sqft Total Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 727,452 sqft (16.7 acres) |
| Garage Area | 672 sqft |
| Patio Area | 700 sqft |
| Account Number | 20273.0000.0000.0100 |
|---|---|
| Street Address | 224 WISDOM LN |
| City | SAINT JO |
| State | TX |
| Zip | 76265-3044 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | ACRES: 16.700 AB 273 JNO B FOX SURVEY |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | ST. JO |
| Census Block Group | 1 |
| Census Block | 1165 |
| Census Tract | 950100 |
224 Wisdom Ln, a mobile home, is owned and occupied by two individuals who acquired it in July 2026.
Source: Montague County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5548 WOODLAND HILLS DR, DENTON, TX 76208-3614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORPORATION |
| Apr 16, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 |
| Deed Sale | Jul 28, 2026 |
| Prior Sale | Feb 24, 2026 |
| Deed Document Number | 20263032 |
| Prior Transfer Date | Jan 20, 2026 |
| Prior Transfer Doc | 0000000292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Jul 28, 2026 |
| Property Address | 224 WISDOM LN, SAINT JO, TX 76265-3044 |
| Document Number | 0000003032 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20263032 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5548 WOODLAND HILLS DR, DENTON, TX 76208-3614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Apr 16, 2026 |
| Property Address | 224 WISDOM LN, SAINT JO, TX 76265-3044 |
| Document Number | 0000001449 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 224 WISDOM LN, SAINT JO, TX 76265-3044 |
| Document Number | 0000001449, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20261449 |
| Name | 21ST MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Apr 16, 2026 |
| Property Address | 224 WISDOM LN, SAINT JO, TX 76265-3044 |
| Document Number | 0000001448 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261448 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 224 WISDOM LN, SAINT JO, TX 76265-3044 |
| Document Number | 0000001448, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20261448 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 224 Wisdom Ln was $5,507 with exemptions applied, up 3,499.3% from the year before.
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Saint Jo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,507.00 (+3,499.35%) Homeowner's exemption Senior Citizen's exemption | $352,630 (+151.39%) Land $239,160 Building $113,470 | $352,630 (+13.4%) Land $239,160 Building $113,470 |
| 2025 | $153.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $140,270 Land $195,390 Building $115,560 | $310,950 Land $195,390 Building $115,560 |
| 2023 | $100,850 Land $195,390 Building $76,260 | $271,650 Land $195,390 Building $76,260 | |
| 2022 | $151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Wisdom Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1993–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Wisdom Ln is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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