222 Wisdom Ln, Saint Jo, TX 76265 Property Records

Montague County property record for 222 Wisdom Ln, Saint Jo, TX 76265

Property Summary

Property Type	Rural Home
Details	2,500 sqft · built 2000
Lot Size	19.8 acres (866,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,900 (Sep 2020)
Tax Bill	$6,611 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000008209`

Property Details

APN / Parcel Number

Primary APN	`R000008209`
Alternative APN	`20273.0000.0000.0000`

Interior

Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	5,898 sqft
Upper Floors Area	100 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	866,408 sqft (19.8 acres)
Garage Type	Detached
Garage Area	400 sqft
Porch	Porch
Porch Area	560 sqft
Patio Area	260 sqft

Location & Zoning

Account Number	20273.0000.0000.0000
Street Address	222 WISDOM LN
City	SAINT JO
State	TX
Zip	76265-3044
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ACRES: 19.890 AB 273 JNO B FOX SURVEY
Legal Subdivision	S H STEPHENSON SURVEY A 682
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	1
Census Block	1165
Census Tract	950100

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 WISDOM LN, SAINT JO, TX 76265-3044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20203800
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	0000003800
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Sep 8, 2020
Property Address	222 WISDOM LN, SAINT JO, TX 76265-3044
Document Number	2003800
Map Reference	CAB 5 SL 355
Instrument Date	Sep 3, 2020
Instrument	2003800
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 BUCKINGHAM LN, 150, ALLEN, TX 75002-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 WISDOM LN, SAINT JO, TX 76265-3044

Mortgage

Document Number	2003801
Date	Sep 8, 2020
Instrument	2003801

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,611.00 (+350.03%) Homeowner's exemption Senior Citizen's exemption	$423,320 (+0.27%) Land $33,700 Building $389,620	$744,320 (+8.78%) Land $354,700 Building $389,620
2025	$1,469.00 (+3.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$422,190 (+16.84%)	$684,260 (+9.74%) Land $289,790 Building $394,470
2023		$361,340	$623,550 Land $289,790 Building $333,760
2022	$1,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1993–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 77% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Wisdom Ln

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