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224 Wisconsin Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 224 Wisconsin Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,496 sqft Heated Area
Lot Size11,761 sqft (0.269 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2019)
Tax Bill$1,801.00 (2025)

Property Details

APN / Parcel Number

Primary APN012630000104410045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,496 sqft Heated Area
Gross Area1,952 sqft Gross Area
1st Floor1,496 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,761 sqft (0.269 acres)
Lot Width80 ft Width
Garage TypeFinished Garage
Garage Area420 sqft Garage

Exterior Amenities

FenceFence
Patio Area500 sqft Patio
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address224 WISCONSIN AVE
CitySAINT CLOUD
StateFL
Zip34769-2203
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADD PB B PGS 61-64 BLK 441 S 60 FT OF LOT 4 AND N 20 FT OF LOT 5 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block441
Legal Lot Number2,4-5
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2007
Census Tract43400

Owner

Source: Osceola County records · APN 012630000104410045

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
OCEANSIDE MORTGAGE CO
Dec 31, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
OCEANSIDE MORTGAGE CO
Jan 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
OCEANSIDE MORTGAGE CO
May 01, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 01, 2019 · Amount on Record
Deed SaleMay 01, 2019 · Amount on Record
Prior SaleJul 27, 2018 · Amount on Record
Deed Doc Number2019055763
Deed Book / Page5517 / 0420
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203

Mortgage

Document Number0057952419
DateSep 17, 2020
Book Page5795/2419
Instrument2020124825
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056491565
DateDec 31, 2019
Book Page5649/1565
Instrument2019168969
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203

Mortgage

Document Number0061231481
DateJan 06, 2022
Book Page6123/1481
Instrument2022002987
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 01, 2019
Property Address224 WISCONSIN AVE, SAINT CLOUD, FL 34769-2203
Document Number0055170420
Book / Page005517 / 000420
Instrument DateApr 30, 2019
Instrument55763
Transaction TypeTransfer
Record UpdatedJun 12, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address224 WISCONSIN AVE ST CLOUD FL 347692203, ST CLOUD, FL 34769-2203

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,801.00 (+7.27%) Homeowner's exemption$143,512 (+5.99%)$354,100 (+14.45%) Land $60,000 Building $294,100
2023$1,679.00 (+4.35%) Homeowner's exemption$135,406 (+3%)$309,400 (+18.63%) Land $55,000 Building $254,400
2022$1,609.00 Homeowner's exemption$131,463$260,800 Land $50,000 Building $210,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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