224 Waterside Ln, Freeport, FL 32439 Property Records

Walton County property record for 224 Waterside Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,732 sqft · built 2022
Lot Size	0.699 acres (30,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,700 (Mar 2021)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`34-1S-19-23000-001-0180`

Property Details

APN / Parcel Number

Primary APN	`34-1S-19-23000-001-0180`
Alternative APNs	`34-119-23000-001-0180` `1075820`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,471 sqft
1st Floor Area	1,732 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	30,448 sqft (0.699 acres)
Lot Dimensions	290 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	588 sqft
Carport	Carport
Carport Area	588 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	224 WATERSIDE LN
City	FREEPORT
State	FL
Zip	32439-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BYMALL
Legal Description	COM NE/COR RUN W 1879 FT, S 01 DEG 0800W 360.73 FT, N 87 DEG 0915W 682.15 FT, N 78 DEG 5114W 89.68 FT, N 60 DEG 1138W 111.79 FT, N 49 DEG 4950W 28.06 FT, N 60 DEG 0853W 73.12 FT, N 74 DEG 56 51W 31.97 FT, N 79 DEG 2618 W 60 FT TO POB, CONT N 79 DEG 2
Legal Range	19W
Legal Township	01S
Legal Section	34
Legal Subdivision	SUDLEY AND MOY
Legal Block	101
Legal Lot Number	180
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950502

Owner

Source: Walton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	224 WATERSIDE LN, FREEPORT, FL 32439-4649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 30, 2021	Warranty Deed, Transfer · Line of Credit PEOPLES NATIONAL BANK
Apr 3, 2018	Trustee's Deed, Construction Loan · Construction Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Apr 6, 2000 · Amount on Record
Deed Document Number	202115135
Deed Book / Page	3190 / 1149
Last Transfer Date	Feb 10, 2026
Transfer Doc	0033863917
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 10, 2026
Property Address	224 WATERSIDE LN, FREEPORT, FL 32439-4649
Document Number	0033863917
Book / Page	3386 / 3917
Instrument Date	Feb 6, 2026
Instrument	20260004973
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 WATERSIDE LN, FREEPORT, FL 32439-4649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 WATERSIDE LN, FREEPORT, FL 32439-4649

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 30, 2021
Property Address	224 WATERSIDE LN, FREEPORT, FL 32439-4649
Document Number	0031901149
Book / Page	3190 / 1149
Instrument Date	Mar 25, 2021
Instrument	20210015135
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,026.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19572 COLORADO CIR, BOCA RATON, FL 33434-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 98 E # 3260, 3260, DESTIN, FL 32541-2584

Mortgage

Document Number	0031901151
Date	Mar 30, 2021
Instrument	3190/1151

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 25, 2022

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Apr 3, 2018
Property Address	FREEPORT, FL 32439
Document Number	0030694042
Book / Page	003069 / 004042
Instrument Date	Apr 2, 2018
Instrument	10665
Transaction Type	Construction Loan
Record Updated	May 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3675 SCENIC HWY #98 DESTIN FL 325414730, DESTIN, FL 32541-4730

Mortgage

Document Number	30694042
Date	Apr 3, 2018
Book Page	003069/004042
Instrument	10665

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,694.00 (-6.74%)	$476,579 (-5.17%) Land $257,250 Building $219,329	$476,579 (-5.17%) Land $257,250 Building $219,329
2024	$3,961.00 (+26.31%) Homeowner's exemption	$502,567 (+36.53%) Land $257,250 Building $245,317	$502,567 (+36.53%) Land $257,250 Building $245,317
2023	$3,136.00 (+169.65%)	$368,098 (+170.09%) Land $122,781 Building $245,317	$368,098 (+170.09%) Land $122,781 Building $245,317
2022	$1,163.00	$136,287 Land $136,287	$136,287 Land $136,287

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

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