129 Waterside Ln, Freeport, FL 32439 Property Records

Walton County property record for 129 Waterside Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,593 sqft · built 2008
Lot Size	1.22 acres (53,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (May 2018)
Tax Bill	$2,068 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-1S-19-23000-001-0120`

Property Details

APN / Parcel Number

Primary APN	`34-1S-19-23000-001-0120`
Alternative APN	`1075815`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,593 sqft Living Area
Gross Area	4,097 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,492 sqft (1.22 acres)
Lot Dimensions	43 ft deep x 25.1 ft wide
Garage Type	Finished
Garage Area	759 sqft

Exterior Amenities

Porch	Porch
Porch Area	337 sqft
Patio Area	408 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1075815
Street Address	129 WATERSIDE LN
City	FREEPORT
State	FL
Zip	32439-4651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE/C OF SEC, W 1879 FT, S 01 DEG 08'15 W 390.73 FT, N 87 DEG 09'15 W 567.15 FT TO POB, S 00 DEG 33'41 E 235.80 FT, N 79
Legal Range	19W
Legal Township	01S
Legal Section	34
Legal Subdivision	MALLET PINES S/D UNRECD
Legal Block	1
Legal Lot Number	120
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1033
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 WATERSIDE LN, FREEPORT, FL 32439-4651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 11, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	Jul 6, 2005 · Amount on Record
Deed Document Number	2018000015451
Deed Book / Page	3073 / 1883
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	129 WATERSIDE LN, FREEPORT, FL 32439-4651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WATERSIDE LN, FREEPORT, FL 32439-4651

Mortgage

Document Number	0031613102
Date	Sep 29, 2020
Book Page	3161/3102
Instrument	20200037983

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 11, 2018
Property Address	129 WATERSIDE LN, FREEPORT, FL 32439-4651
Document Number	0030731883
Book / Page	003073 / 001883
Instrument Date	Apr 30, 2018
Instrument	15451
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11028 WOOLRIDGE DR MANASSAS VA 20111, MANASSAS, VA 20111

Mortgage

Document Number	30731885
Date	May 11, 2018
Book Page	003073/001885
Instrument	15452

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,042 (+8.04%) Land $61,268 Building $302,774	$364,042 (+8.04%) Land $61,268 Building $302,774
2024	$2,068.00 (+3.76%)
2023	$1,993.00 (+0.81%) Homeowner's exemption	$336,949 (+0.71%) Land $20,309 Building $316,640	$336,949 (+0.71%) Land $20,309 Building $316,640
2022	$1,977.00 Homeowner's exemption	$334,569 Land $22,543 Building $312,026	$334,569 Land $22,543 Building $312,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1992–2021)
Claims Outside the SFHA	7 of 68
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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