200 Undercliff Ave, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 200 Undercliff Ave, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	2,988 sqft · built 2021
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,365,000 (Jan 2022)
Tax Bill	$22,328 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`13-00072-0000-00034-01`

Property Details

APN / Parcel Number

Primary APN	`13-00072-0000-00034-01`

Interior

Stories	2 Stories
Building Area	2,988 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	200 UNDERCLIFF AVE
City	EDGEWATER
State	NJ
Zip	07020-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Block	72
Legal Lot Number	34.01
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2002
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	200 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Sep 3, 2021	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	20224090
Deed Book / Page	4529 / 216
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0043591383
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 11, 2022
Property Address	200 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1901
Document Number	0045290216
Book / Page	4529 / 216
Instrument Date	Dec 3, 2021
Instrument	2022004090
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,641.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 E CENTRAL BLVD, PALISADES PARK, NJ 07650-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1901

Mortgage

Document Number	2022004091
Date	Jan 11, 2022
Instrument	2022004091

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	BERGEN NJ
Recording Date	Sep 3, 2021
Property Address	200 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1901
Document Number	0043591383
Book / Page	4359 / 1383
Instrument Date	Jul 22, 2021
Instrument	2021140012
Transaction Type	Foreclosure
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 E CENTRAL BLVD, PALISADES PARK, NJ 07650-2240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 UNDERCLIFF AVE, EDGEWATER, NJ 07020

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,443,900 (+6.38%) Land $265,000 Building $1,178,900	$1,443,900 (+6.38%) Land $265,000 Building $1,178,900
2025	$22,328.00 (+5.92%)	$1,357,300 (+4.88%) Land $255,000 Building $1,102,300	$1,357,300 (+4.88%) Land $255,000 Building $1,102,300
2024	$21,081.00 (-1.61%)
2023		$1,294,200 (-2.63%) Land $245,000 Building $1,049,200	$1,294,200 (-2.63%) Land $245,000 Building $1,049,200
2022	$21,425.00	$1,329,100 Land $237,500 Building $1,091,600	$1,329,100 Land $237,500 Building $1,091,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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