224 State St, Kipton, OH 44049 Property Records

Lorain County property record for 224 State St, Kipton, OH 44049 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1940
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2020)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-11-006-000-010`

Property Details

APN / Parcel Number

Primary APN	`13-11-006-000-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	988 sqft
Upper Floors Area	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	662 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Lean-To	1,200 sqft
Pole Barn	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	224 STATE ST
City	OBERLIN
State	OH
Zip	44074-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 11 OL 6
Legal Subdivision	CAMDEN 11
Legal Tract	11
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1004
Census Tract	93100

Owner

Source: Lorain County records · APN 13-11-006-000-010

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 STATE ST, OBERLIN, OH 44074-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	2020795860
Prior Transfer Date	Jul 24, 2009
Prior Transfer Doc	0000304422
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	224 STATE ST, KIPTON, OH 44049
Transaction Type	Mortgage
Record Updated	May 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000790976
Date	Nov 30, 2020
Instrument	2020-0790976

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	ELYRIA, OH 44035

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 29, 2020
Property Address	224 STATE ST, KIPTON, OH 44049
Document Number	0000795860
Instrument Date	Dec 17, 2020
Instrument	2020-0795860
Transaction Type	Transfer
Record Updated	May 02, 2023
Title Company	BARRISTERS OF OHIO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	224 STATE ST, OBERLIN, OH 44074-9658

Mortgage

Document Number	0000795861
Date	Dec 29, 2020
Instrument	2020-0795861

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Camden Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,223.00 Homeowner's exemption	$67,470 (-) Land $22,920 Building $44,550	$192,770 (-) Land $65,490 Building $127,280
2024	$3,223.00 (-2.83%)	$67,470 (+12.5%) Land $22,922 Building $44,548	$192,770 (+12.5%) Land $65,490 Building $127,280
2023	$3,317.00 (+5.84%)	$59,973 (+0.01%) Land $20,804 Building $39,169	$171,350 (-) Land $59,440 Building $111,910
2022	$3,134.00	$59,970 Land $20,800 Building $39,170
2021			$171,350 Land $59,440 Building $111,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930931001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Armstrong Holdings	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures