222 State St, Kipton, OH 44049 Property Records

Lorain County property record for 222 State St, Kipton, OH 44049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1974
Lot Size	0.53 acres (23,088 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Dec 2024)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-11-006-000-011`

Property Details

APN / Parcel Number

Primary APN	`13-11-006-000-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	23,088 sqft (0.53 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	260 sqft
Deck Area	120 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	222 STATE ST
City	KIPTON
State	OH
Zip	44049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 11 OL 6
Legal Subdivision	CAMDEN
Legal Tract	11
Legal Lot Number	6
Jurisdiction	LORAIN OH
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1013
Census Tract	93100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	222 STATE ST, KIPTON, OH 44049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024 · Amount on Record
Deed Sale	Dec 16, 2024 · Amount on Record
Prior Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	2024006695
Record Updated	Sep 20, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 16, 2024
Property Address	222 STATE ST, KIPTON, OH 44049
Document Number	0000036677
Instrument Date	Dec 11, 2024
Instrument	2024-0036677
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	222 STATE ST, KIPTON, OH 44049

Mortgage

Document Number	0000036678
Date	Dec 16, 2024
Instrument	2024-0036678

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	222 STATE ST, KIPTON, OH 44049
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000656402
Date	Dec 27, 2017
Instrument	2017-0656402

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Camden Township
Municipality	Kipton Village
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00	$36,360 (-0.02%) Land $9,670 Building $26,690	$103,900 (-) Land $27,630 Building $76,270
2024	$1,744.00 (+16.03%)	$36,366 (-1%) Land $9,671 Building $26,695	$103,900 (-1%) Land $27,630 Building $76,270
2023	$1,503.00 (+1.76%)	$36,733 (+0.01%) Land $12,919 Building $23,814	$104,950 (-) Land $36,910 Building $68,040
2022	$1,477.00	$36,730 Land $12,920 Building $23,810
2021			$104,950 Land $36,910 Building $68,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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