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224 Sparrow Ave, Sebring, FL 33870 Property Records

Highlands County property record for 224 Sparrow Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,690 sqft · built 1992
Lot Size0.24 acres (10,433 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Apr 2009)
Tax Bill$970 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNC264802000005420

Property Details

APN / Parcel Number

Primary APNC264802000005420
Alternative APN
  • C-26-34-28-020-0000-5420

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,690 sqft Living Area
Gross Area2,081 sqft
1st Floor Area1,534 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,433 sqft (0.24 acres)
Lot Dimensions161 ft deep x 65 ft wide
Garage TypeAttached
Garage Area391 sqft
DrivewayConcrete Driveway
Driveway Area450 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area206 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address224 SPARROW AVE
CitySEBRING
StateFL
Zip33870-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS PB 6-PG 2 LOT 542
Legal Range28E
Legal Township34S
Legal Section26
Legal SubdivisionSEBRING HILLS
Legal Lot Number542
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1000
Census Tract960602

Owner

Source: Highlands County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address224 SPARROW AVE, SEBRING, FL 33870-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETAP EQUITY PARTNERS LLC
May 30, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 8, 2009 · Amount on Record
Deed SaleApr 8, 2009 · Amount on Record
Prior SaleOct 17, 2008
Deed Document Number20091540362
Deed Book / Page2185 / 759
Prior Transfer DateFeb 20, 2004
Prior Transfer Doc0001235242
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Recording DateMay 22, 2026
Property Address224 SPARROW AVE, SEBRING, FL 33870-6731
Document Number0002314116
Book / Page3194 / 727
Instrument DateMay 16, 2026
Instrument20262314116
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SPARROW AVE, SEBRING, FL 33870-6731

Mortgage

Document Number0002314116,
DateMay 22, 2026
Book Page3194/727
Instrument20262314116
Lender
NameHOMETAP EQUITY PARTNERS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 21, 2036
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address224 SPARROW AVE, SEBRING, FL 33870-6731
Document Number0001905527
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedAug 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SPARROW AVE SEBRING FL 338706731, SEBRING, FL 33870-6731

Mortgage

Document Number0001905527
DateJul 27, 2018
Book Page002648/000112
Instrument1905527
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 26, 2043
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 (+3.41%) Homeowner's exemption$83,733 (+5.99%)$185,822 (+1.27%) Land $17,062 Building $168,760
2024$938.00 (+5.16%)
2023$892.00 (+3.72%) Homeowner's exemption$79,003 (+3%)$183,497 (+19.78%) Land $13,650 Building $169,847
2022$860.00 Homeowner's exemption$76,702$153,198 Land $10,238 Building $142,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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