220 Sparrow Ave, Sebring, FL 33870 Property Records

Highlands County property record for 220 Sparrow Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1978
Lot Size	0.24 acres (10,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Apr 2026)
Tax Bill	$1,966 (2024)
Deeds & Mortgages	Jul 2024 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C264802000005440`

Property Details

APN / Parcel Number

Primary APN	`C264802000005440`
Alternative APN	`C-26-34-28-020-0000-5440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,433 sqft (0.24 acres)
Lot Dimensions	161 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	220 SPARROW AVE
City	SEBRING
State	FL
Zip	33870-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING HILLS PB 6-PG 2 LOT 544
Legal Range	28E
Legal Township	34S
Legal Section	26
Legal Subdivision	SEBRING HILLS
Legal Lot Number	544
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1000
Census Tract	960602

Owner

Source: Highlands County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 SPARROW AVE, SEBRING, FL 33870-6731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage WAYNE KELLER
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jan 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Feb 25, 2016
Deed Document Number	20262306792
Deed Book / Page	3183 / 1755
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0002015144
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	220 SPARROW AVE, SEBRING, FL 33870-6731
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002211323
Date	Jul 8, 2024
Book Page	3054/259
Instrument	2211323

Lender

Name	WAYNE KELLER
Type	Private Party
Address	11375 TOPAZ ST, SPRING HILL, FL 34608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 6, 2026
Property Address	220 SPARROW AVE, SEBRING, FL 33870-6731
Document Number	0002306792
Book / Page	3183 / 1755
Instrument Date	Mar 27, 2026
Instrument	20262306792
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,094.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 SPARROW AVE, SEBRING, FL 33870-6731

Mortgage

Document Number	0002306793,
Date	Apr 6, 2026
Instrument	20262306793

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 15, 2021
Property Address	220 SPARROW AVE, SEBRING, FL 33870-6731
Document Number	0002015144
Book / Page	2796 / 1071
Map Reference	MB 6 PG 2
Instrument Date	Jan 14, 2021
Instrument	2015144
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 933, SEBRING, FL 33871-0933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 PLAZA AVE, LAKE PLACID, FL 33852-9518

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,566 (-1.38%) Land $17,062 Building $140,504	$157,566 (-3.34%) Land $17,062 Building $140,504
2024	$1,966.00 (+7.96%) Homeowner's exemption	$159,767 (+8.02%)	$163,011 (+10.21%) Land $17,062 Building $145,949
2023	$1,821.00 (-6.9%) Homeowner's exemption	$147,910 (+19.92%) Land $13,650 Building $134,260	$147,910 (+19.92%) Land $13,650 Building $134,260
2022	$1,956.00	$123,339 Land $10,238 Building $113,101	$123,339 Land $10,238 Building $113,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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