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224 Reflection Dr, Williamsburg, VA 23188 Property Records

James City County property record for 224 Reflection Dr, Williamsburg, VA 23188 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,286 sqft · built 1987
Lot Size0.523 acres (22,825 sqft)
Owner2 Individual Names on File
Last Sale$269,900 (Jun 2020)
Tax Bill$1,713 (2019)
Deeds & MortgagesJan 2022 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-4 07-0-0016

Property Details

APN / Parcel Number

Primary APN13-4 07-0-0016
Alternative APN
  • 1937

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,286 sqft Living Area
Gross Area1,776 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialFiberglass
Lot Area22,825 sqft (0.523 acres)
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area100 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Water SourceCommercial

Location & Zoning

Account Number1937
Street Address224 REFLECTION DR
CityWILLIAMSBURG
StateVA
Zip23188-7030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-16 S-4 MIRROR LAKE ESTS
Legal SubdivisionMIRROR LAKES ESTATES
Legal Lot Number16
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group1
Census Block1011
Census Tract80402

Owner

Source: James City County records · APN 13-4 07-0-0016

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address224 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Jun 15, 2020Warranty Deed, Transfer · VA Mortgage
TOWNE MTG
May 06, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMay 06, 2020 · Amount on Record
Deed Document Number200008439
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address224 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202200845
DateJan 20, 2022
Instrument202200845
Lender
NameCLEARPATH LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateJun 15, 2020
Property Address224 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000008439
Instrument DateJun 11, 2020
Instrument8439
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 REFLECTION DR WILLIAMSBURG VA 231887030, WILLIAMSBURG, VA 23188-7030

Mortgage

Document Number8440
DateJun 15, 2020
Instrument8440
Lender
NameTOWNE MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2050
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateMay 06, 2020
Property Address224 REFLECTION DR, WILLIAMSBURG, VA 23188-7030
Document Number0000006270
Instrument DateMay 05, 2020
Instrument6270
Transaction TypeTransfer
Record UpdatedJun 09, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2193 HAMPTON VA 23669, HAMPTON, VA 23669
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$278,800 (+24.46%) Land $45,000 Building $233,800$278,800 (+24.46%) Land $45,000 Building $233,800
2023$224,000 Land $41,100 Building $182,900$224,000 Land $41,100 Building $182,900
2019$1,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950804021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimOct 2006, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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