James City County property record for 220 Reflection Dr, Williamsburg, VA 23188 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,289 sqft · built 1988 |
| Lot Size | 0.516 acres (22,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Sep 2019) |
| Tax Bill | $2,475 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-4 07-0-0014 |
| Primary APN | 13-4 07-0-0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,289 sqft Living Area |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 22,477 sqft (0.516 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 462 sqft Garage |
| Deck Area | 168 sqft Deck |
|---|---|
| Patio Area | 168 sqft Patio |
| Porch | Slab |
| Porch Area | 174 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Account Number | 14910 |
|---|---|
| Street Address | 220 REFLECTION DR |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-14 S-4 MIRROR LAKE ESTS |
| Legal Subdivision | MIRROR LAKES ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 80402 |
Source: James City County records · APN 13-4 07-0-0014
Assessment roll updated October 14, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2019 | Warranty Deed, Transfer · Conventional with PMI TOWNE MTG |
| Jan 11, 2019 | Warranty Deed, Transfer PRIVATE INDIVIDUAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Jan 11, 2019 · Amount on Record |
| Deed Document Number | 201912543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Sep 03, 2019 |
| Property Address | 220 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0000012543 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 12543 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 REFLECTION DR WILLIAMSBURG VA 231887030, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 12544 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 12544 |
| Name | TOWNE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jan 11, 2019 |
| Property Address | 220 REFLECTION DR, WILLIAMSBURG, VA 23188-7030 |
| Document Number | 0000000544 |
| Instrument Date | Jan 08, 2019 |
| Instrument | 544 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4623 MIDLOTHIAN VA 231120011, MIDLOTHIAN, VA 23112-0011 |
| Document Number | 545 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 545 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: James City County records · Assessment roll updated October 14, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,475.00 (+6.45%) | $298,200 (+15.67%) Land $47,600 Building $250,600 | $298,200 (+15.67%) Land $47,600 Building $250,600 |
| 2024 | $2,325.00 (+8.7%) | ||
| 2023 | $2,139.00 | $257,800 Land $43,500 Building $214,300 | $257,800 Land $43,500 Building $214,300 |
| 2022 | $2,139.00 (+27.85%) | ||
| 2019 | $1,673.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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