224 Otterview Rd, Forest, VA 24551 Property Records

Bedford County property record for 224 Otterview Rd, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1980
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2022)
Tax Bill	$1,120 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116 6 23`

Property Details

APN / Parcel Number

Primary APN	`116 6 23`
Alternative APNs	`11614300` `507160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,745 sqft (1.67 acres)
Porch	Porch
Porch Area	248 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	507160
Street Address	224 OTTERVIEW RD
City	FOREST
State	VA
Zip	24551-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW WOOD LT 23 SC 1
Legal Subdivision	MEADOW WOOD
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	30104

Owner

224 Otterview Rd is owned and occupied by an individual who bought it in July 2022.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	224 OTTERVIEW RD, FOREST, VA 24551-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · FHA Mortgage THE CENTRAL TRUST BANK
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Document Number	220007987
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 14, 2022
Property Address	224 OTTERVIEW RD, FOREST, VA 24551-2902
Document Number	0220007987
Instrument Date	Jun 23, 2022
Instrument	220007987
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220007988
Date	Jul 14, 2022
Instrument	220007988

Lender

Name	THE CENTRAL TRUST BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 30, 2018
Property Address	224 OTTERVIEW RD, FOREST, VA 24551-2902
Document Number	180002821
Instrument Date	Mar 22, 2018
Instrument	180002821
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 OTTERVIEW RD, FOREST, VA 24551-2902

Mortgage

Document Number	180002822
Date	Mar 30, 2018
Instrument	180002822

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,120.00 Additional exemption filed	$136,600	$273,200 Land $80,000 Building $193,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 Otterview Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Otterview Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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