Bedford County property record for 218 Otterview Rd, Forest, VA 24551 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1978 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,380 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116 6 20 |
| Primary APN | 116 6 20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,763 sqft Living Area |
| 1st Floor Area | 1,642 sqft |
| Basement Area | 1,642 sqft |
| Unfinished Basement | 1,642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,764 sqft (1.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 376 sqft |
| Deck Area | 520 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 218 OTTERVIEW RD |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW WOOD LT 20 SC 1 |
| Legal Subdivision | MEADOW WOOD |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 30104 |
Source: Bedford County records · APN 116 6 20
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 218 OTTERVIEW RD, FOREST, VA 24551-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 16, 2023 | Warranty Deed, Transfer TITLE AND CLOSING INC, TITLE & CLOSING WORKS INC |
| Jan 04, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 23, 2026 |
| Property Address | 218 OTTERVIEW RD, FOREST, VA 24551-2902 |
| Document Number | 0000005758 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20265758 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 218 OTTERVIEW RD, FOREST, VA 24551-2902 |
| Document Number | 0000005758, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20265758 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 22, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Feb 16, 2023 |
| Property Address | 218 OTTERVIEW RD, FOREST, VA 24551-2902 |
| Document Number | 0230001127 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 230001127 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | TITLE AND CLOSING INC, TITLE & CLOSING WORKS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 218 OTTERVIEW RD, FOREST, VA 24551-2902 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 170000063 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 170000063 |
| Name | BANK OF AMERICA NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 16, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,380.00 | $336,600 (+1%) Land $83,000 Building $253,600 | |
| 2023 | $1,380.00 Additional exemption filed | $168,300 | $336,600 Land $83,000 Building $253,600 |
Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190301043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Shenandoah Telecommunications Company | Cable | 1,200 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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