224 N 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 224 N 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1960
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Tax Bill	$5,486 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`511-412-09-00`

Property Details

APN / Parcel Number

Primary APN	`511-412-09-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	224 N 3RD ST
City	EL CAJON
State	CA
Zip	92019-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 21 TR 004013
Legal Subdivision	SUNRAY MANOR
Legal Tract	004013
Legal Block	1
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit USE CU
May 31, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 31, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 29, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 29, 2018	Intrafamily Transfer, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 11, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2018	Quit Claim Deed, Transfer · FHA Mortgage CASHCALL
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2017	Deed of Trust, Mortgage · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019
Deed Sale	May 31, 2019
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Document Number	2019210081
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	0000210081
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000353226
Date	May 7, 2021
Instrument	2021-0353226

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000837269
Date	Dec 10, 2021
Instrument	2021-0837269

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000253085
Date	Jun 17, 2022
Instrument	2022-0253085

Lender

Name	USE CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2019
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000210083
Instrument Date	May 24, 2019
Instrument	210083
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 31, 2019
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000210081
Map Reference	MAP 4013
Instrument Date	May 21, 2019
Instrument	2019-0210081
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000210082
Date	May 31, 2019
Instrument	2019-0210082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000356898
Instrument Date	Aug 8, 2018
Instrument	356898
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000356896
Map Reference	MAP 4013
Instrument Date	Aug 8, 2018
Instrument	2018-0356896
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000356897
Date	Aug 29, 2018
Instrument	2018-0356897

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2018
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000235732
Instrument Date	May 30, 2018
Instrument	235732
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2018
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000027520
Instrument Date	Jan 11, 2018
Instrument	27520
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

Mortgage

Document Number	27521
Date	Jan 24, 2018
Instrument	27521

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2017
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000583490
Instrument Date	Dec 13, 2017
Instrument	583490
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	224 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000194870
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	224 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000194870
Date	May 2, 2017
Instrument	194870

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,093 (+2%) Land $130,672 Building $274,421
2025	$5,486.00 (+0.27%)	$397,151 (+4.04%) Land $128,110 Building $269,041
2023	$5,471.00 (+0.37%)	$381,732 Land $123,137 Building $258,595
2022	$5,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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