202 N 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 202 N 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1960
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2010)
Tax Bill	$5,425 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`511-412-08-00`

Property Details

APN / Parcel Number

Primary APN	`511-412-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	202 N 3RD ST
City	EL CAJON
State	CA
Zip	92019-2076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 22 TR 004013
Legal Subdivision	SUNRAY MANOR
Legal Tract	004013
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 N 3RD ST, EL CAJON, CA 92019-2076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · VA Mortgage CALCULATED RISK ANALYTICS LLC
May 6, 2020	Affidavit of Death, Transfer · VA Mortgage PENNYMAC
May 30, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 23, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2010 · Amount on Record
Deed Sale	Oct 4, 2010 · Amount on Record
Prior Sale	Apr 13, 1999 · Amount on Record
Deed Document Number	2010529504
Last Transfer Date	Apr 23, 2020
Transfer Doc	0000229180
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 N 3RD ST, EL CAJON, CA 92019-2076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N 3RD ST, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000024267
Date	Jan 12, 2021
Instrument	2021-0024267

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 6, 2020
Property Address	202 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000229180
Instrument Date	Apr 23, 2020
Instrument	229180
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

Mortgage

Document Number	229181
Date	May 6, 2020
Instrument	229181

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000220244
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000220244
Date	Jun 7, 2019
Instrument	220244

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	202 N 3RD ST, EL CAJON, CA 92019-2076
Document Number	0000452937
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 N 3RD ST EL CAJON CA 920192076, EL CAJON, CA 92019-2076

Mortgage

Document Number	0000452937
Date	Oct 2, 2017
Instrument	452937

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$444,297 (+2%) Land $166,593 Building $277,704
2025	$5,425.00 (+1.21%) Homeowner's exemption	$435,586 (+4.04%) Land $163,327 Building $272,259
2023	$5,360.00 (-0.22%) Homeowner's exemption	$418,674 Land $156,986 Building $261,688
2022	$5,372.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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