224 N 2nd St, Talent, OR 97540 Property Records

Jackson County property record for 224 N 2nd St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2019)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381W23CC1100`

Property Details

APN / Parcel Number

Primary APN	`381W23CC1100`
Alternative APNs	`381W23CC01100` `10275403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	224 N 2ND ST
City	TALENT
State	OR
Zip	97540-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	23
Legal Quarter	3
Legal Subdivision	ANDERSON BUTTE ESTATES
Legal Block	1
Legal Lot Number	18
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	1702

Owner

224 N 2nd St is owned and occupied by an individual who bought it in May 2019.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	224 N 2ND ST, TALENT, OR 97540-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
May 31, 2019	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on File
Deed Sale	May 31, 2019 · Amount on File
Deed Document Number	201914780
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	0000011387
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	224 N 2ND ST, TALENT, OR 97540-9753
Document Number	0000019616
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753

Mortgage

Document Number	0000019616
Date	Jun 12, 2020
Instrument	19616

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON OR
Recording Date	May 31, 2019
Property Address	224 N 2ND ST, TALENT, OR 97540-9753
Document Number	0000014780
Map Reference	VOL 16 PG 42
Instrument Date	May 31, 2019
Instrument	2019-014780
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N 2ND ST, TALENT, OR 97540-9753

Mortgage

Document Number	0000014781
Date	May 31, 2019
Instrument	2019-014781

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 224 N 2nd St was $3,154, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,940 (+3%)	$387,360 (-4.59%) Land $184,680 Building $202,680
2025	$3,154.00 (+2.4%)	$197,030 (+3%) Land $76,270 Building $120,760	$406,000 (+10.28%) Land $185,000 Building $221,000
2024	$3,080.00 (+3.25%)	$191,300 (+3%) Land $74,050 Building $117,250	$368,160 (+18.7%) Land $176,600 Building $191,560
2023	$2,983.00 (+2.72%)	$185,730 (+2.99%) Land $71,890 Building $113,840	$310,150 (-1.61%) Land $131,440 Building $178,710
2022	$2,904.00	$180,330 Land $69,800 Building $110,530	$315,220 Land $132,270 Building $182,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 N 2nd St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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