221 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753
Mortgage
Document Number
0000024623
Date
Jul 16, 2020
Instrument
24623
Lender
Name
ROGUE CU
Address
MEDFORD, OR 97501
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 15, 2050
July 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
JACKSON OR
Property Address
221 N 2ND ST, TALENT, OR 97540-9753
Document Number
0000025168
Instrument Date
Jul 14, 2020
Transaction Type
Mortgage
Record Updated
Jul 28, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
221 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753
Mortgage
Document Number
0000025168
Date
Jul 20, 2020
Instrument
25168
Lender
Name
ROGUE CU
Address
MEDFORD, OR 97501-0278
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
240 Months
Due
Jul 19, 2040
June 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
JACKSON OR
Property Address
221 N 2ND ST, TALENT, OR 97540-9753
Document Number
0000021266
Instrument Date
Jun 18, 2020
Transaction Type
Mortgage
Record Updated
Jul 3, 2020
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
221 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753
Mortgage
Document Number
0000021266
Date
Jun 24, 2020
Instrument
21266
Lender
Name
ROGUE CU
Address
MEDFORD, OR 97501
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 23, 2050
March 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
JACKSON OR
Property Address
221 N 2ND ST, TALENT, OR 97540-9753
Document Number
0000010675
Instrument Date
Mar 20, 2018
Transaction Type
Mortgage
Record Updated
Apr 11, 2018
Title Company
SOLIDIFI US INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
221 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753
Mortgage
Document Number
0000010675
Date
Apr 5, 2018
Instrument
10675
Lender
Name
US BK
Type
Bank
Address
CINCINNATI, OH 45202
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
Apr 4, 2038
Interest
Rate Type
Adjustable Rate
February 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
JACKSON OR
Recording Date
Feb 5, 2018
Property Address
221 N 2ND ST, TALENT, OR 97540-9753
Document Number
0000004038
Instrument Date
Feb 5, 2018
Instrument
4038
Transaction Type
Transfer
Record Updated
Feb 9, 2018
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
221 N 2ND ST TALENT OR 975409753, TALENT, OR 97540-9753
Tax Assessment & Valuation
The 2025 property tax bill for 221 N 2nd St was $2,464, up 2.4% from the year before.
Source: Jackson County assessment roll, as of September 30, 2025
Property Jurisdictions
Type
Name
State
Oregon
County
Jackson County
Municipality
Talent City
Unified School District
Phoenix-Talent School District 4 (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,464.00 (+2.41%)
$153,950 (+3%)Land $90,130Building $63,820
$339,260 (-4.76%)Land $172,400Building $166,860
2024
$2,406.00 (+3.22%)
$149,470 (+3%)Land $87,500Building $61,970
$356,210 (+27.25%)Land $173,800Building $182,410
2023
$2,331.00 (+2.73%)
$145,120 (+3%)Land $84,960Building $60,160
$279,940 (+6.87%)Land $132,350Building $147,590
2022
$2,269.00
$140,900Land $82,490Building $58,410
$261,940Land $133,110Building $128,830
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 221 N 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 221 N 2nd St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 68% of the US · lower than 71% of Oregon
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source
Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection
Nov 2021
Lead
Under 1 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
8 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025