Cabarrus County property record for 224 Holmes Ct, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,561 sqft · built 1998 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,000 (Jan 2019) |
| Tax Bill | $2,278 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02002E0131.000000 |
| Primary APN | 02002E0131.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,561 sqft Living Area |
| Gross Area | 3,491 sqft |
| 1st Floor Area | 1,382 sqft |
| Upper Floors Area | 1,179 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 169 ft deep x 29 ft wide |
| Garage Type | Mixed |
| Garage Area | 460 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 828 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 14 sqft |
| Deck Area | 456 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 127861 |
|---|---|
| Street Address | 224 HOLMES CT |
| City | CONCORD |
| State | NC |
| Zip | 28027-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDR-SU |
| Legal Description | LT 131 POPLAR WOODS |
| Legal Subdivision | POPLAR WOODS |
| Legal Lot Number | 131 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 41305 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 7, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 4, 2017 | Warranty Deed, Transfer · FHA Mortgage CUNNINGHAM & CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on Record |
| Deed Sale | Jan 7, 2019 · Amount on Record |
| Prior Sale | May 4, 2017 · Amount on Record |
| Deed Book / Page | 13329 / 311 |
| Prior Transfer Date | May 9, 2012 |
| Prior Transfer Doc | 9999199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013931285 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 13931/0285 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015688236 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 15688/236 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 7, 2019 |
| Property Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Document Number | 0013329311 |
| Book / Page | 13329 / 0311 |
| Map Reference | MB 32 PG 26 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | THE TITLE CO OF NORTH CAROLI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 COX MILL RD, 1600, CONCORD, NC 28027-7568 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Document Number | 0013329313 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 13329/313 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 4, 2017 |
| Property Address | 224 HOLMES CT, CONCORD, NC 28027-9601 |
| Document Number | 12473238 |
| Book / Page | 012473 / 000238 |
| Instrument Date | Apr 30, 2017 |
| Instrument | 11114 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 HOLMES CT CONCORD NC 280279601, CONCORD, NC 28027-9601 |
| Document Number | 12473241 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 012473/000241 |
| Instrument | 11115 |
| Name | CUNNINGHAM & CO |
|---|---|
| Address | OKLAHOMA CITY, OK 73116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,240 (-) Land $86,000 Building $399,240 | ||
| 2025 | $485,240 (+69.76%) Land $86,000 Building $399,240 | ||
| 2024 | $485,240 (+69.76%) Land $86,000 Building $399,240 | ||
| 2023 | $2,278.00 | $285,840 Land $50,000 Building $235,840 | $285,840 Land $50,000 Building $235,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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