220 Holmes Ct, Concord, NC 28027 Property Records

Cabarrus County property record for 220 Holmes Ct, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,120 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$393,000 (Jan 2026)
Tax Bill	$1,793 (2023)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02002E0130.000000`

Property Details

APN / Parcel Number

Primary APN	`02002E0130.000000`
Alternative APNs	`4680 88 6599` `4977520`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	920 sqft
Upper Floors Area	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	186 ft deep x 94 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	164 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4977520
Street Address	220 HOLMES CT
City	CONCORD
State	NC
Zip	28027-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR-SU
Legal Description	LT 130 POPLAR WOODS
Legal Subdivision	POPLAR WOODS
Legal Lot Number	130
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1010
Census Tract	41305

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 HOLMES CT, CONCORD, NC 28027-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Deed Document Number	20261999
Deed Book / Page	17824 / 130
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 29, 2026
Property Address	220 HOLMES CT, CONCORD, NC 28027-9601
Document Number	0017824130
Book / Page	17824 / 130
Map Reference	MB 32 PG 26
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	HARBOR CITY TITLE INSURANCE AGENCY INC, HARBOR CITY TTL INS AGCY OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10241 BLACK LOCUST LN, CHARLOTTE, NC 28215-1106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HOLMES CT, CONCORD, NC 28027-9601

Mortgage

Document Number	0017824133
Date	Jan 29, 2026
Instrument	17824/133

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,900 (-) Land $86,000 Building $307,900
2025		$393,900 (+77.46%) Land $86,000 Building $307,900
2024			$393,900 (+77.46%) Land $86,000 Building $307,900
2023	$1,793.00	$221,960 Land $50,000 Building $171,960	$221,960 Land $50,000 Building $171,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000