224 Harris St, Erwin, TN 37650 Property Records

Unicoi County property record for 224 Harris St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,580 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$67,500 (Oct 1998)
Tax Bill	$950 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031F-E-012.00`

Property Details

APN / Parcel Number

Primary APN	`031F-E-012.00`
Alternative APNs	`086031F E 01200` `000007613`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,580 sqft
Basement Area	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	260 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	126 sqft
Deck Area	40 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	224 HARRIS ST
City	ERWIN
State	TN
Zip	37650-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X269X81X250
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1062
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 HARRIS ST, ERWIN, TN 37650-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1998 · Amount on File
Deed Sale	Oct 30, 1998 · Amount on File
Deed Book / Page	196 / 715
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	224 HARRIS ST, ERWIN, TN 37650-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441115
Date	Jan 11, 2021
Book Page	441/115
Instrument	21000077

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	224 HARRIS ST, ERWIN, TN 37650-2015
Document Number	415981
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 HARRIS ST ERWIN TN 376502015, ERWIN, TN 37650-2015

Mortgage

Document Number	415981
Date	Sep 6, 2018
Book Page	000415/000981
Instrument	1666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	224 HARRIS ST, ERWIN, TN 37650-2015
Document Number	40873
Book / Page	000408 / 000073
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 HARRIS ST ERWIN TN 376502015, ERWIN, TN 37650-2015

Mortgage

Document Number	40873
Date	Nov 8, 2017
Book Page	000408/000073
Instrument	2002

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$950.00	$36,375 (-) Land $5,450 Building $30,925	$145,500 (-) Land $21,800 Building $123,700
2024	$950.00 (+11.11%)
2023		$36,375 (-) Land $5,450 Building $30,925
2022	$855.00	$36,375 Land $5,450 Building $30,925	$145,500 Land $21,800 Building $123,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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