220 Harris St, Erwin, TN 37650 Property Records

Unicoi County property record for 220 Harris St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 1959
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2022)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`031F-E-013.00`

Property Details

APN / Parcel Number

Primary APN	`031F-E-013.00`
Alternative APNs	`086031F E 01300` `000007614`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,864 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	270 ft deep x 117 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	160 sqft
Deck Area	336 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	170 sqft
Canopy	240 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	220 HARRIS ST
City	ERWIN
State	TN
Zip	37650-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	115X273 IRR
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1062
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 HARRIS ST, ERWIN, TN 37650-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 26, 2019	Deed of Trust, Mortgage CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC
Aug 15, 2019	Warranty Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Dec 14, 2021 · Amount on Record
Deed Document Number	2022991
Deed Book / Page	459 / 39
Prior Transfer Date	Dec 11, 2015
Prior Transfer Doc	0000392202
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Dec 14, 2021
Property Address	220 HARRIS ST, ERWIN, TN 37650-2015
Document Number	0004531048
Book / Page	453 / 1048
Instrument Date	Dec 13, 2021
Instrument	21002760
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$924.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021002761
Date	Dec 14, 2021
Instrument	21002761

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	220 HARRIS ST, ERWIN, TN 37650-2015
Document Number	428245
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 15, 2019
Property Address	220 HARRIS ST, ERWIN, TN 37650-2015
Document Number	425714
Book / Page	000425 / 000714
Instrument Date	Aug 15, 2019
Instrument	1598
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$636.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HARRIS ST ERWIN TN 376502015, ERWIN, TN 37650-2015

Mortgage

Document Number	425717
Date	Aug 15, 2019
Book Page	000425/000717
Instrument	1599

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00	$66,375 (-) Land $8,200 Building $58,175	$265,500 (-) Land $32,800 Building $232,700
2024	$1,733.00 (+11.09%)
2023		$66,375 (-) Land $8,200 Building $58,175
2022	$1,560.00	$66,375 Land $8,200 Building $58,175	$265,500 Land $32,800 Building $232,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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