224 Grand Key Loop W, Destin, FL 32541 Property Records

Okaloosa County property record for 224 Grand Key Loop W, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,600 sqft · built 2007
Lot Size	0.026 acres (1,170 sqft)
Owner	Company Name on File
Last Sale	$1,340,000 (Mar 2023)
Tax Bill	$11,262 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9060-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9060-8`
Alternative APN	`00-2S-22-1125-0000-0300`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	2,600 sqft Heated Area
Gross Area	3,050 sqft
1st Floor Area	975 sqft
Upper Floors Area	1,625 sqft
Flooring	Concrete/Cement
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	1,170 sqft (0.026 acres)
Porch	Open Porch
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	224 GRAND KEY LOOP W
City	DESTIN
State	FL
Zip	32541-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CRYSTAL BEACH LOT 30
Legal Range	22
Legal Township	02S
Legal Subdivision	VILLAGES OF CRYSTAL BEACH
Legal Lot Number	30
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1011
Census Tract	23308

Owner

224 Grand Key Loop W is owned by a company that bought it in March 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Company Name on File
Mailing Address	4525 STILESBORO RD NW, KENNESAW, GA 30152-3945
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Jan 16, 2014 · Amount on File
Deed Document Number	3609599
Deed Book / Page	3664 / 3176
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 6, 2023
Property Address	224 GRAND KEY LOOP W, DESTIN, FL 32541-3524
Document Number	0036643176
Book / Page	3664 / 3176
Map Reference	MB 22 PG 75-78
Instrument Date	Mar 2, 2023
Instrument	3609599
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 PRODUCTION DR, SLIDELL, LA 70460-4646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 STILESBORO RD NW, KENNESAW, GA 30152-3945

Mortgage

Document Number	0036643179
Date	Mar 6, 2023
Book Page	3664/3179
Instrument	3609600

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 224 Grand Key Loop W was $11,262.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,262.00	$950,920 Land $308,588 Building $642,332	$950,920 Land $308,588 Building $642,332
2023	$9,845.00 (+27.51%)	$1,099,103 (+44.56%) Land $280,000 Building $819,103	$1,099,103 (+44.56%) Land $280,000 Building $819,103
2022	$7,721.00	$760,330 Land $225,000 Building $535,330	$760,330 Land $225,000 Building $535,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 224 Grand Key Loop W in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 224 Grand Key Loop W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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