224 Grady Dr, Rock Hill, SC 29732 Property Records

York County property record for 224 Grady Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,435 sqft · built 1975
Lot Size	1.02 acres (44,701 sqft)
Owner	2 Individual Names on File
Last Sale	$433,651 (Apr 2023)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`594-11-01-030`

Property Details

APN / Parcel Number

Primary APN	`594-11-01-030`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,435 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	2,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	44,701 sqft (1.02 acres)
Porch	Slab
Porch Area	681 sqft

Location & Zoning

Street Address	224 GRADY DR
City	ROCK HILL
State	SC
Zip	29732-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	LOT 9 GRADY DR
Legal Subdivision	ESTATE OF MRS MYRTLE G BROWN SUBDIVISION
Legal Lot Number	9
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4005
Census Tract	60700

Owner

224 Grady Dr is owned and occupied by two individuals who acquired it in September 2024.

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 GRADY DR, ROCK HILL, SC 29732-1108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Sep 17, 2024	Intrafamily Transfer, Transfer
Apr 14, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 15, 2021	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Dec 15, 2021 · Amount on File
Deed Document Number	202310722
Deed Book / Page	20704 / 328
Last Transfer Date	Sep 12, 2024
Transfer Doc	2151500340
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	224 GRADY DR, ROCK HILL, SC 29732-1108
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 GRADY DR, ROCK HILL, SC 29732-1108

Mortgage

Document Number	2058200259
Date	Jan 17, 2023
Book Page	20582/259
Instrument	2023001393

Lender

Name	TOWNEBANK
Type	Bank
Address	CHARLOTTE, NC 28207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Dec 16, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Sep 17, 2024
Property Address	224 GRADY DR, ROCK HILL, SC 29732-1108
Document Number	2151500340
Book / Page	21515 / 340
Map Reference	MB 42 PG 235
Instrument Date	Sep 12, 2024
Instrument	2024029708
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 GRADY DR, ROCK HILL, SC 29732-1108

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Apr 14, 2023
Property Address	224 GRADY DR, ROCK HILL, SC 29732-1108
Document Number	2070400328
Book / Page	20704 / 328
Map Reference	MB 42 PG 235
Instrument Date	Apr 14, 2023
Instrument	2023010722
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 GRADY DR, ROCK HILL, SC 29732-1108

Mortgage

Document Number	2023010723
Date	Apr 14, 2023
Instrument	2023010723

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Dec 15, 2021
Property Address	224 GRADY DR, ROCK HILL, SC 29732-1108
Document Number	1984400459
Book / Page	19844 / 459
Map Reference	MB 74 PG 443
Instrument Date	Dec 15, 2021
Instrument	2021071383
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	224 GRADY DR, ROCK HILL, SC 29732-1108

Mortgage

Document Number	2021071384
Date	Dec 15, 2021
Instrument	2021071384

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 224 Grady Dr was $3,661.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00	$17,036 Land $2,160 Building $14,876	$425,900 Land $54,000 Building $371,900
2023	$2,772.00 Additional exemption filed	$14,602 Land $1,680 Building $12,922	$365,050 Land $42,000 Building $323,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 Grady Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Grady Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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