207 Grady Dr, Rock Hill, SC 29732 Property Records

York County property record for 207 Grady Dr, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,795 sqft · built 1973
Lot Size	0.369 acres (16,075 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2024)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`594-11-02-021`

Property Details

APN / Parcel Number

Primary APN	`594-11-02-021`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,795 sqft Living Area
Gross Area	3,578 sqft
1st Floor Area	1,715 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,075 sqft (0.369 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Location & Zoning

Street Address	207 GRADY DR
City	ROCK HILL
State	SC
Zip	29732-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	GRADY DRIVE LOT #3
Legal Subdivision	GRADY DRIVE
Legal Lot Number	3
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4005
Census Tract	60700

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 GRADY DR, ROCK HILL, SC 29732-1107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Mar 21, 2024	Deed, Transfer · Line of Credit FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Deed Document Number	20248450
Deed Book / Page	21216 / 353
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	207 GRADY DR, ROCK HILL, SC 29732-1107
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 GRADY DR, ROCK HILL, SC 29732-1107

Mortgage

Document Number	2112000349
Date	Jan 16, 2024
Book Page	21120/349
Instrument	2024001350

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	ROCK HILL, SC 29732

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	207 GRADY DR, ROCK HILL, SC 29732-1107
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 GRADY DR, ROCK HILL, SC 29732-1107

Mortgage

Document Number	2217000196
Date	Oct 2, 2025
Book Page	22170/196
Instrument	2025033475

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	9700 TOUCHTON RD STE 101, JACKSONVILLE, FL 32246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Mar 21, 2024
Property Address	207 GRADY DR, ROCK HILL, SC 29732-1107
Document Number	2121600353
Book / Page	21216 / 353
Map Reference	MB 88 PG 526
Instrument Date	Mar 15, 2024
Instrument	2024008450
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 GRADY DR, ROCK HILL, SC 29732-1107

Mortgage

Document Number	2024008451
Date	Mar 21, 2024
Instrument	2024008451

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 (+157.5%)	$16,612 (+100.07%) Land $1,800 Building $14,812	$415,300 (+87.42%) Land $45,000 Building $370,300
2023	$1,386.00	$8,303 Land $1,124 Building $7,179	$221,590 Land $30,000 Building $191,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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