224 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 224 Edward St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 985 sqft · built 1930
Lot Size	0.137 acres (5,976 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2022)
Tax Bill	$3,604 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.75-3-34`

Property Details

APN / Parcel Number

Primary APN	`421500 49.75-3-34`
Alternative APN	`150004907500030340000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	281 sqft
Attic	Attic
Attic Area	281 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood
Lot Area	5,976 sqft (0.137 acres)
Lot Dimensions	166 ft deep x 36 ft wide
Porch	Slab
Porch Area	108 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	224 EDWARD ST
City	SCHENECTADY
State	NY
Zip	12304-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD
Legal Block	3
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3002
Census Tract	21700

Owner

224 Edward St is owned and occupied by an individual who bought it in August 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	224 EDWARD ST, SCHENECTADY, NY 12304-2912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Oct 26, 2010 · Amount on File
Deed Document Number	202240224
Deed Book / Page	2089 / 839
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 1, 2022
Property Address	224 EDWARD ST, SCHENECTADY, NY 12304-2912
Document Number	0000040224
Book / Page	2089 / 839
Instrument Date	Jul 1, 2022
Instrument	202240224
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 EDWARD ST, SCHENECTADY, NY 12304-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2035 DEBUTANTE MNR # A, A, SCHENECTADY, NY 12303-5001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040225
Date	Aug 1, 2022
Instrument	202240225

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 224 Edward St was $3,604, up 2.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,604.00 (+2.91%)
2025	$3,502.00	$63,400 Land $9,500 Building $53,900	$104,984 Land $15,731 Building $89,253
2023		$63,400 (-) Land $9,500 Building $53,900	$80,253 (+3.8%) Land $12,025 Building $68,228
2022		$63,400 Land $9,500 Building $53,900	$77,317 Land $11,585 Building $65,732
2021	$2,681.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 224 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 224 Edward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20