Schenectady County and Schenectady City property record for 221 Edward St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1950 |
| Lot Size | 0.205 acres (8,964 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Aug 2024) |
| Tax Bill | $5,226 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.83-1-9 |
| Primary APN | 421500 49.83-1-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| 1st Floor Area | 1,260 sqft |
| Upper Floors Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 8,964 sqft (0.205 acres) |
| Lot Dimensions | 166 ft deep x 54 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2911 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 - SINGL |
| Legal Subdivision | LOTS BELONGING TO JOHN SCHNEUCKER |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 EDWARD ST, SCHENECTADY, NY 12304-2911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2024 | Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Aug 31, 2022 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on Record |
| Deed Sale | Aug 6, 2024 · Amount on Record |
| Prior Sale | Apr 19, 2023 · Amount on Record |
| Deed Document Number | 202446219 |
| Deed Book / Page | 2134 / 923 |
| Prior Transfer Date | Jan 7, 2015 |
| Prior Transfer Doc | 0000001107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 6, 2024 |
| Property Address | 221 EDWARD ST, SCHENECTADY, NY 12304-2911 |
| Document Number | 0000046219 |
| Book / Page | 2134 / 923 |
| Map Reference | CAB B MAP 76&77 |
| Instrument Date | Jul 10, 2024 |
| Instrument | 202446219 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 961 VERMONT AVE, SCHENECTADY, NY 12303-1425 |
| Name | Verified Name |
|---|---|
| Address | 221 EDWARD ST, SCHENECTADY, NY 12304-2911 |
| Document Number | 0000046220 |
|---|---|
| Date | Aug 6, 2024 |
| Book Page | 5387/837 |
| Instrument | 202446220 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 31, 2022 |
| Property Address | 221 EDWARD ST, SCHENECTADY, NY 12304-2911 |
| Document Number | 0000046616 |
| Book / Page | 2092 / 31 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 202246616 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | PAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1467 5TH AVE, TROY, NY 12180-4138 |
| Name | Verified Name |
|---|---|
| Address | 895 EMMETT ST, SCHENECTADY, NY 12307-1636 |
| Document Number | 0000046617 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 202246617 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,226.00 (+8.33%) | $100,000 (+19.9%) Land $12,500 Building $87,500 | $165,590 (+56.85%) Land $20,699 Building $144,891 |
| 2023 | $83,400 (-) Land $12,500 Building $70,900 | $105,570 (+3.8%) Land $15,823 Building $89,747 | |
| 2022 | $83,400 Land $12,500 Building $70,900 | $101,707 Land $15,244 Building $86,463 | |
| 2021 | $4,824.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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