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224 E Elm St, Clay, KY 42404 Property Records

Webster County property record for 224 E Elm St, Clay, KY 42404

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,315 sqft
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$69,500 (Jul 2009)
Tax Bill$894 (2025)
Deeds & MortgagesApr 2026 Sale
Jun 2025 Transfer
Flood ZoneZone A (high risk)
APN0C3-005-013

Property Details

APN / Parcel Number

Primary APN0C3-005-013
Alternative APNs
  • 11513
  • 6927
  • 6892

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,315 sqft Finished Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area544 sqft
PorchSlab
Porch Area56 sqft
Patio Area48 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number6892
Street Address224 E ELM ST
CityCLAY
StateKY
Zip42404-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES/GAR & LOT
Legal SubdivisionC E HEARIN ADDITION
JurisdictionWEBSTER KY
Township / Civil DivisionCLAY
Census Block Group2
Census Block2116
Census Tract960300

Owner

Source: Webster County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address144 HENRY DR, CLAY, KY 42404-9542
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 17, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2009 · Amount on Record
Deed SaleJul 22, 2009 · Amount on Record
Deed Document Number2009150185
Deed Book / Page272 / 228
Last Transfer DateJun 13, 2025
Transfer DocDEED326/537
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBSTER KY
Recording DateApr 29, 2026
Property Address224 E ELM ST, CLAY, KY 42404-2018
Document Number0000471912
Book / Page330 / 5
Instrument DateJul 16, 2025
Instrument2026471912
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address144 HENRY DR, CLAY, KY 42404-9542

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWEBSTER KY
Recording DateJun 17, 2025
Property Address224 E ELM ST, CLAY, KY 42404-2018
Document NumberDEED326/537
Book / PageDEED326 / 537
Instrument DateJun 17, 2025
Instrument465489
Transaction TypeTransfer
Record UpdatedJun 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10370 STATE ROUTE 132 W, CLAY, KY 42404-9325

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 E ELM ST, CLAY, KY 42404-2018

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityClay City
CountyWebster County
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$894.00 (+9.83%)$79,700 (+10.54%)$79,700 (+10.54%)
2023$814.00$72,100$72,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimApr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY WATER WORKS
serves 1,287 people · EPA ID KY1170073
Water SourcePurchased surface water from WEBSTER CO WATER DISTRICT
Last State InspectionJun 2023
Lead12 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2020
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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