Webster County property record for 198 E Elm St, Clay, KY 42404
| Property Type | Mobile Home |
|---|---|
| Details | 1,216 sqft · built 2002 |
| Owner | Individual Name on File |
| Tax Bill | $225 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 0C3-005-012.01 |
| Primary APN | 0C3-005-012.01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,216 sqft Finished Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 544 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 6297 |
|---|---|
| Street Address | 198 E ELM ST |
| City | CLAY |
| State | KY |
| Zip | 42404-2016 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2002 MH ONLY |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2116 |
| Census Tract | 960300 |
Source: Webster County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 E ELM ST, CLAY, KY 42404-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 1, 2003 |
| Deed Sale | Aug 1, 2003 |
| Record Updated | Jun 8, 2026 |
Source: Webster County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Clay City |
| County | Webster County |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (-0.44%) | $20,100 (-) | $20,100 (-) |
| 2023 | $226.00 | $20,100 | $20,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Apr 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY WATER WORKS serves 1,287 people · EPA ID KY1170073 |
|---|---|
| Water Source | Purchased surface water from WEBSTER CO WATER DISTRICT |
| Last State Inspection | Jun 2023 |
| Lead | 12 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
4G LTE only, no 5G reported
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