Anne Arundel County property record for 224 Claude St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,343 sqft · built 1935 |
| Lot Size | 0.303 acres (13,180 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,077 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-970-01103200 |
| Primary APN | 06-970-01103200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| 1st Floor Area | 1,383 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,180 sqft (0.303 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Deck Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 97001103200 |
|---|---|
| Street Address | 224 CLAUDE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 WARDOUR |
| Legal Subdivision | WARDOUR |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 706600 |
224 Claude St is owner-occupied and held in a trust since October 2004.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 224 CLAUDE ST, ANNAPOLIS, MD 21401-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jun 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK |
| Jul 17, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage SANDY SPRING BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2004 |
| Deed Sale | Oct 7, 2004 |
| Prior Sale | Jun 29, 2004 |
| Deed Document Number | 200415607 |
| Deed Book / Page | 15442 / 154 |
| Transfer Doc | 0154420154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 224 CLAUDE ST, ANNAPOLIS, MD 21401-1210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0385600463 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 38560/463 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 224 CLAUDE ST, ANNAPOLIS, MD 21401-1210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0322210177 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 32221/177 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 13, 2058 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 17, 2017 |
| Property Address | 224 CLAUDE ST, ANNAPOLIS, MD 21401-1210 |
| Document Number | 0311570401 |
| Book / Page | 031157 / 000401 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 7, 2017 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 224 CLAUDE ST ANNAPOLIS MD 214011210, ANNAPOLIS, MD 21401-1210 |
| Document Number | 311570401 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 031157/000401 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 224 Claude St was $10,077 with a homeowner's exemption, up 7.9% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,386,800 (+17.85%) Land $1,092,400 Building $294,400 | $1,386,800 (-) Land $1,092,400 Building $294,400 | |
| 2025 | $10,077.00 (+7.89%) Homeowner's exemption | $1,176,767 | $1,386,800 Land $1,092,400 Building $294,400 |
| 2024 | $9,340.00 (+7.99%) | ||
| 2023 | $8,649.00 Homeowner's exemption | $756,700 Land $535,000 Building $221,700 | $756,700 Land $535,000 Building $221,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Claude St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Claude St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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