Anne Arundel County property record for 221 Claude St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 4,048 sqft · built 2008 |
| Lot Size | 0.679 acres (29,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Nov 2018) |
| Tax Bill | $27,551 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-970-03990107 |
| Primary APN | 06-970-03990107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,048 sqft Total Area |
| 1st Floor Area | 1,520 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 29,596 sqft (0.679 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 595 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 468 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 97003990107 |
|---|---|
| Old Parcel Number | 697003990107 |
| Street Address | 221 CLAUDE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 9A 9B PL2 221 CLAUDE ST WARDOUR |
| Legal Subdivision | WARDOUR |
| Legal Block | * |
| Legal Lot Number | 221,9A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 706600 |
Source: Anne Arundel County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 CLAUDE ST, ANNAPOLIS, MD 21401-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Nov 14, 2018 | Grant Deed, Transfer SOUTHERN TR MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on Record |
| Deed Sale | Nov 14, 2018 · Amount on Record |
| Prior Sale | Apr 28, 2008 · Amount on Record |
| Deed Document Number | 0003265596 |
| Deed Book / Page | 32655 / 96 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 221 CLAUDE ST, ANNAPOLIS, MD 21401-1252 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | TITLE NATION LLC, TITLE NATION |
| Name | Verified Name |
|---|
| Document Number | 0385060080 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 38506/80 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 221 CLAUDE ST, ANNAPOLIS, MD 21401-1252 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | TITLE NATION LLC |
| Name | Verified Name |
|---|
| Document Number | 0340320364 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 34032/364 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 14, 2018 |
| Property Address | 221 CLAUDE ST, ANNAPOLIS, MD 21401-1252 |
| Document Number | 0326550096 |
| Book / Page | 032655 / 000096 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Title Company | TITLE NATION LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 CLAUDE ST ANNAPOLIS MD 214011252, ANNAPOLIS, MD 21401-1252 |
| Document Number | 326550103 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 032655/000103 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Address | 4433 CORPORATION LN # 300, VIRGINIA BEACH, VA 23462-3352 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Anne Arundel County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,551.00 (+52.22%) | $1,922,667 (+52.54%) | $2,253,800 (+78.82%) Land $1,178,300 Building $1,075,500 |
| 2023 | $18,099.00 | $1,260,400 Land $578,300 Building $682,100 | $1,260,400 Land $578,300 Building $682,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1979–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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