Franklin County property record for 224 Charlotte Dr, Gray Summit, MO 63039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1964 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-3-05.0-4-005-101.000 |
| Primary APN | 19-3-05.0-4-005-101.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | Deck Area |
| Street Address | 224 CHARLOTTE DR |
|---|---|
| City | GRAY SUMMIT |
| State | MO |
| Zip | 63039-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:61 GRAY SUMMIT HILLS 5 |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 05 |
| Legal Subdivision | GRAY SUMMIT HILLS |
| Legal Lot Number | 61 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 800101 |
224 Charlotte Dr is owned by two individuals who acquired it in August 2023.
Source: Franklin County records, as of March 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 SUNSET DR, GRAY SUMMIT, MO 63039-1105 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2023 |
| Transfer Doc | 0000009941 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 25, 2023 |
| Property Address | 224 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1122 |
| Document Number | 0002309941 |
| Map Reference | PB H PG 54 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2309941 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 SUNSET DR, GRAY SUMMIT, MO 63039-1105 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 224 Charlotte Dr was $1,738.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 | $22,555 | $118,710 Land $48,650 Building $70,060 |
| 2023 | $1,515.00 (+19.86%) | $21,345 (+9.22%) | $112,340 Land $48,650 Building $63,690 |
| 2022 | $1,264.00 | $19,544 | |
| 2021 | $102,860 Land $48,650 Building $54,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Charlotte Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 224 Charlotte Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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