218 Charlotte Dr, Gray Summit, MO 63039 Property Records

Franklin County property record for 218 Charlotte Dr, Gray Summit, MO 63039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1965
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$2,189 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-3-05.0-4-005-104.000`

Property Details

APN / Parcel Number

Primary APN	`19-3-05.0-4-005-104.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Shed	1 Shed

Location & Zoning

Street Address	218 CHARLOTTE DR
City	GRAY SUMMIT
State	MO
Zip	63039-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:58 GRAY SUMMIT HILLS 5
Legal Range	02E
Legal Township	43
Legal Section	05
Legal Quarter	SE
Legal Subdivision	GRAY SUMMIT HILLS
Legal Block	5
Legal Lot Number	58
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1046
Census Tract	800101

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	218 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MTG
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018
Deed Sale	Dec 19, 2018
Deed Document Number	1817305
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	218 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1122
Document Number	0000003458
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CHARLOTTE DR GRAY SUMMIT MO 630391122, GRAY SUMMIT, MO 63039-1122

Mortgage

Document Number	0000003458
Date	Mar 10, 2020
Instrument	3458

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 19, 2018
Property Address	218 CHARLOTTE DR, GRAY SUMMIT, MO 63039-1122
Document Number	0000017305
Instrument Date	Dec 17, 2018
Instrument	17305
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 CHARLOTTE DR GRAY SUMMIT MO 630391122, GRAY SUMMIT, MO 63039-1122

Mortgage

Document Number	17306
Date	Dec 19, 2018
Instrument	17306

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,189.00 (+13.3%)	$28,409 (+4.36%)	$149,520 (+4.36%) Land $50,880 Building $98,640
2023	$1,932.00 (+22.2%)	$27,221	$143,270 Land $50,880 Building $92,390
2022	$1,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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