224 1st St, Erwin, TN 37650 Property Records

Unicoi County property record for 224 1st St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,528 sqft · built 1920
Lot Size0.168 acres (7,304 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (May 2008)
Tax Bill$1,181 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN023N-B-008.00

Property Details

APN / Parcel Number

Primary APN023N-B-008.00
Alternative APNs
  • 086023N B 00800
  • 000005513

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area3,528 sqft Living Area
1st Floor Area1,764 sqft
Upper Floors Area1,764 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleCustom Design
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,304 sqft (0.168 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address224 1ST ST
CityERWIN
StateTN
Zip37650-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionBLK I LOT 18 50X150
Legal SubdivisionALLEN
Legal BlockI
Legal Lot Number18
JurisdictionUNICOI TN
Township / Civil Division2
Census Block Group3
Census Block3017
Census Tract80400

Owner

Source: Unicoi County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address224 1ST ST, ERWIN, TN 37650-1206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2008 · Amount on Record
Deed SaleMay 5, 2008 · Amount on Record
Prior SaleAug 28, 2007 · Amount on Record
Deed Book / Page322 / 375
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Recording DateMay 1, 2026
Property Address224 1ST ST, ERWIN, TN 37650-1206
Document Number0000000892
Book / Page503 / 346
Instrument DateApr 17, 2026
Instrument2026892
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 1ST ST, ERWIN, TN 37650-1206

Mortgage

Document Number0000000892,
DateMay 1, 2026
Book Page503/346
Instrument2026892
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2056
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
MunicipalityErwin Town
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,225 (-) Land $3,125 Building $42,100$180,900 (-) Land $12,500 Building $168,400
2024$1,181.00 (+11.1%)
2023$45,225 (-) Land $3,125 Building $42,100
2022$1,063.00$45,225 Land $3,125 Building $42,100$180,900 Land $12,500 Building $168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Erwin Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

Nearby Streets

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