220 1st St, Erwin, TN 37650 Property Records

Unicoi County property record for 220 1st St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,382 sqft · built 1915
Lot Size	0.161 acres (6,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2024)
Tax Bill	$1,061 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023N-B-007.00`

Property Details

APN / Parcel Number

Primary APN	`023N-B-007.00`
Alternative APNs	`086023N B 00700` `000005512`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,263 sqft
Upper Floors Area	1,119 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,993 sqft (0.161 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Porch	Enclosed/Finished Porch
Porch Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 1ST ST
City	ERWIN
State	TN
Zip	37650-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BLK SECI LOT 17 50X150
Legal Subdivision	ALLEN
Legal Block	SECI
Legal Lot Number	17
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3017
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 1ST ST, ERWIN, TN 37650-1206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN COMMERCE BANK
Aug 4, 2023	Intrafamily Transfer, Transfer
Jun 1, 2022	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	2024738
Deed Book / Page	480 / 388
Prior Transfer Date	Aug 4, 2023
Prior Transfer Doc	0000472662
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 29, 2024
Property Address	220 1ST ST, ERWIN, TN 37650-1206
Document Number	0000480388
Book / Page	480 / 388
Map Reference	MB 10 PG 269
Instrument Date	Apr 26, 2024
Instrument	24000738
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 1ST ST, ERWIN, TN 37650-1206

Mortgage

Document Number	0024000739
Date	Apr 29, 2024
Instrument	24000739

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Aug 4, 2023
Property Address	220 1ST ST, ERWIN, TN 37650-1206
Document Number	0000472662
Book / Page	472 / 662
Map Reference	MB 10 PG 269
Instrument Date	Aug 4, 2023
Instrument	23001409
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 1ST ST, ERWIN, TN 37650-1206

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 1, 2022
Property Address	220 1ST ST, ERWIN, TN 37650-1206
Document Number	0004591043
Book / Page	459 / 1043
Map Reference	MB 10 PG 269
Instrument Date	May 24, 2022
Instrument	22001197
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$951.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	220 1ST ST, ERWIN, TN 37650-1206

Mortgage

Document Number	0022001198
Date	Jun 1, 2022
Instrument	22001198

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,625 (-) Land $3,125 Building $37,500	$162,500 (-) Land $12,500 Building $150,000
2024	$1,061.00 (+11.1%)
2023		$40,625 (-) Land $3,125 Building $37,500
2022	$955.00	$40,625 Land $3,125 Building $37,500	$162,500 Land $12,500 Building $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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