2238 Lake Circle Dr, Tupelo, MS 38801 Property Records

Lee County property record for 2238 Lake Circle Dr, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,440 sqft · built 2020
Lot Size	0.441 acres (19,251 sqft)
Owner	Individual Name on File
Tax Bill	$6,421 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074R-20-234-00`

Property Details

APN / Parcel Number

Primary APN	`074R-20-234-00`
Alternative APNs	`046572` `46572`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,440 sqft Heated Area
2nd Floor Area	252 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,251 sqft (0.441 acres)
Lot Dimensions	146 ft deep x 131 ft wide
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	046572
Old Parcel Number	074R-20-234-00
Street Address	2238 LAKE CIRCLE DR
City	TUPELO
State	MS
Zip	38801-8166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 PT LOT 67 & PT LOT 68
Legal Range	05E
Legal Township	09S
Legal Section	20
Legal Subdivision	LAKE CIRCLE
Legal Lot Number	67-68
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2042
Census Tract	950404

Owner

2238 Lake Circle Dr is owned and occupied by an individual who acquired it in October 2022.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Oct 17, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022
Deed Sale	Oct 17, 2022
Deed Document Number	2022014427
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166

Mortgage

Document Number	2022006767
Date	May 12, 2022
Instrument	2022006767

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 15, 2023

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018011671
Date	Sep 10, 2018
Instrument	2018011671

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Aug 24, 2019

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Oct 17, 2022
Property Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166
Document Number	2022014427
Instrument Date	Oct 14, 2022
Instrument	2022014427
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2238 LAKE CIRCLE DR, TUPELO, MS 38801-8166

Mortgage

Document Number	2022014428
Date	Oct 17, 2022
Instrument	2022014428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2238 Lake Circle Dr was $6,421 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,421.00 Homeowner's exemption	$47,229	$472,290 Land $35,000 Building $437,290
2023	$5,394.00 Homeowner's exemption	$40,305	$403,050 Land $35,000 Building $368,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2238 Lake Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2238 Lake Circle Dr is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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