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2238 el Monte Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2238 el Monte Dr, Oceanside, CA 92054 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,608 sqft · built 1961
Lot Size0.54 acres (23,522 sqft)
OwnerIndividual Name on File
Last Sale$1,160,000 (Aug 2024)
Tax Bill$12,936 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN148-243-09-00

Property Details

APN / Parcel Number

Primary APN148-243-09-00
Alternative APN
  • 1482520900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,608 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1482520900
Street Address2238 EL MONTE DR
CityOCEANSIDE
StateCA
Zip92054-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 TR 004048
Legal SubdivisionMISSION PACIFIC
Legal Tract004048
Legal Block2
Legal Lot Number33
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18509

Owner

Source: San Diego County records · APN 148-243-09-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2238 EL MONTE DR, OCEANSIDE, CA 92054-3525
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Mar 13, 2024Grant Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2024 · Amount on Record
Deed SaleAug 23, 2024 · Amount on Record
Prior SaleMar 13, 2024 · Amount on Record
Deed Document Number2024227026
Prior Transfer DateJun 21, 2024
Prior Transfer Doc0000162457
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 01, 2026
Property Address2238 EL MONTE DR, OCEANSIDE, CA 92054-3525
Document Number0000156164
Instrument DateMay 27, 2026
Instrument2026156164
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2238 EL MONTE DR, OCEANSIDE, CA 92054-3525

Mortgage

Document Number0000156164,
DateJun 01, 2026
Instrument2026156164
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.3%
Max Rate-1%

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 13, 2024
Property Address2238 EL MONTE DR, OCEANSIDE, CA 92054-3525
Document Number0000063249
Map ReferenceMAP 4048
Instrument DateMar 05, 2024
Instrument2024-0063249
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2066 VISTA AVE, ARCADIA, CA 91006-1546

Mortgage

Document Number0000063252
DateMar 13, 2024
Instrument2024-0063252
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,267,200 (+9.24%) Land $856,800 Building $410,400
2025$12,936.00 (+529.8%)$1,160,000 (+515.74%) Land $840,000 Building $320,000
2023$2,054.00 (+1.58%) Homeowner's exemption$188,390 Land $79,822 Building $108,568
2022$2,022.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims8 (1998)
Claims Outside the SFHA8 of 8
Most Recent ClaimApr 1998, other causes, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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