2221 el Monte Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2221 el Monte Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,376 sqft · built 1960
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Aug 2012)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-243-12-00`

Property Details

APN / Parcel Number

Primary APN	`148-243-12-00`
Alternative APN	`1482521200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,376 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,400 sqft (0.17 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1482521200
Street Address	2221 EL MONTE DR
City	OCEANSIDE
State	CA
Zip	92054-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 30 TR 004048
Legal Subdivision	MISSION PACIFIC
Legal Tract	004048
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18509

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2018	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 24, 2012 · Amount on Record
Deed Sale	Aug 24, 2012 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	2012509261
Prior Transfer Date	May 30, 2012
Prior Transfer Doc	0000509260
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524

Mortgage

Document Number	0000018802
Date	Jan 23, 2024
Instrument	2024-0018802

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524

Mortgage

Document Number	0000611840
Date	Aug 27, 2021
Instrument	2021-0611840

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2018
Property Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Document Number	0000278415
Map Reference	MAP 4048
Instrument Date	Jun 25, 2018
Instrument	2018-0278415
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221L EL MONTE DR, OCEANSIDE, CA 92054-3524

Mortgage

Document Number	0000278416
Date	Jul 9, 2018
Instrument	2018-0278416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Document Number	0000221416
Instrument Date	May 23, 2018
Instrument	221416
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2221 EL MONTE DR OCEANSIDE CA 920543524, OCEANSIDE, CA 92054-3524

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2018
Property Address	2221 EL MONTE DR, OCEANSIDE, CA 92054-3524
Document Number	0000221415
Instrument Date	May 23, 2018
Instrument	221415
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2221 EL MONTE DR OCEANSIDE CA 920543524, OCEANSIDE, CA 92054-3524

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,154 (+2%) Land $341,347 Building $204,807
2025	$6,035.00 (+5.18%)	$535,446 (+4.04%) Land $334,654 Building $200,792
2023	$5,738.00 (+1.54%)	$514,656 Land $321,660 Building $192,996
2022	$5,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1998)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet.

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