St. Mary's County property record for 22377 Cedar St, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1986 |
| Lot Size | 0.246 acres (10,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,000 (Nov 1992) |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-020460 |
| Primary APN | 03-020460 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,700 sqft (0.246 acres) |
| Deck Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020460 |
|---|---|
| Street Address | 22377 CEDAR ST |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LTS 1, 23-26 & PT 22 BLOCK 8 ST CLEMENT'S SHORES |
| Legal Subdivision | ST CLEMENTS WOODS |
| Legal Block | 8 |
| Legal Lot Number | 1,23-26 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22377 CEDAR ST, LEONARDTOWN, MD 20650-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 1992 · Amount on Record |
| Deed Sale | Nov 30, 1992 · Amount on Record |
| Prior Sale | Oct 1, 1991 · Amount on Record |
| Deed Book / Page | 731 / 145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jul 14, 2026 |
| Property Address | 22377 CEDAR ST, LEONARDTOWN, MD 20650-2544 |
| Document Number | 6941000410 |
| Book / Page | 6941 / 410 |
| Instrument Date | Jul 9, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | COUNSEL TITLE LLC, COUNSEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 22377 CEDAR ST, LEONARDTOWN, MD 20650-2544 |
| Document Number | 6941000410, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 6941/410 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,867 (+12.98%) | $256,600 (+4.1%) Land $101,200 Building $155,400 | |
| 2025 | $2,741.00 (+16.69%) | ||
| 2023 | $2,349.00 | $221,167 | $246,500 Land $96,400 Building $150,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLEMENTS SHORES serves 620 people · EPA ID MD0180012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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