22347 Cedar St, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 22347 Cedar St, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1965
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Sep 2017)
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-034844`

Property Details

APN / Parcel Number

Primary APN	`03-034844`
Alternative APNs	`3034844` `034844`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,596 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,000 sqft (0.253 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034844
Street Address	22347 CEDAR ST
City	LEONARDTOWN
State	MD
Zip	20650-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOTS 38-42 / SOUTHER 10 FT OF LOT 37 / BLOCK ST CLEMENT'S SHORES
Legal Subdivision	ST CLEMENTS SHORES
Legal Block	7
Legal Lot Number	37-42
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4049
Census Tract	875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB
Jan 20, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 8, 2017	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Jun 29, 2004 · Amount on Record
Deed Document Number	20174719-414
Deed Book / Page	4719 / 414
Last Transfer Date	Dec 28, 2022
Transfer Doc	0062850300
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	INTERSTATE TITLE, INTERSTATE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544

Mortgage

Document Number	0062880478
Date	Jan 26, 2023
Book Page	6288/478

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST MARY'S MD
Recording Date	Jan 20, 2023
Property Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544
Document Number	0062850300
Book / Page	6285 / 300
Map Reference	MB 4 FO 145
Instrument Date	Dec 28, 2022
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 8, 2017
Property Address	22347 CEDAR ST, LEONARDTOWN, MD 20650-2544
Document Number	0047190414
Book / Page	4719 / 414
Map Reference	MB4 FO145
Instrument Date	Aug 31, 2017
Instrument	4719-414
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	INTERSTATE TITLE & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	37370 NEWLANDS ST, MECHANICSVILLE, MD 20659-2895

Mortgage

Document Number	4719420
Date	Sep 8, 2017
Instrument	4719-420

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,100 (+1.28%)	$252,300 (+3.83%) Land $101,400 Building $150,900
2025	$2,704.00 (+14.62%)	$243,000 (+9.39%) Land $96,600 Building $146,400	$243,000 (-) Land $96,600 Building $146,400
2023	$2,359.00	$222,133	$243,000 Land $96,600 Building $146,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLEMENTS SHORES serves 620 people · EPA ID MD0180012
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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