2237 Waterfall Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 2237 Waterfall Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,334 sqft · built 1989
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Jul 2019)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2020 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1415-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1415-0190`
Alternative APNs	`00309222` `309222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,334 sqft Living Area
1st Floor Area	2,334 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	245 ft deep x 104 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	690 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00309222
Street Address	2237 WATERFALL DR
City	SPRING HILL
State	FL
Zip	34608-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1415 LOT 19 ORB 334 PG 428
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1415
Legal Lot Number	19
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1008
Census Tract	41103

Owner

2237 Waterfall Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2024	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 14, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Jul 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jul 12, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Deed Document Number	2019047016
Deed Book / Page	3733 / 0638
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640

Mortgage

Document Number	0044090504
Date	Apr 13, 2024
Book Page	4409/504
Instrument	2024020419

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	96 Months
Due	Apr 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 14, 2020
Property Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640
Document Number	0038061944
Book / Page	003806 / 001944
Instrument Date	Jan 30, 2020
Instrument	9893
Transaction Type	Foreclosure
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4101 WISEMAN BLVD SAN ANTONIO TX 782514200, SAN ANTONIO, TX 78251-4200
Investor	Possibly a Property Investor

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 29, 2019
Property Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640
Document Number	0037330638
Book / Page	3733 / 0638
Map Reference	MB 9 PG 81
Instrument Date	Jul 24, 2019
Instrument	2019047016
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640

Mortgage

Document Number	0003733640
Date	Jul 29, 2019
Instrument	3733/640

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 12, 2018
Property Address	2237 WATERFALL DR, SPRING HILL, FL 34608-4640
Document Number	0036021894
Book / Page	003602 / 001894
Instrument Date	Jun 5, 2018
Instrument	42283
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2237 Waterfall Dr was $2,311 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,311.00 Additional exemption filed	$201,326	$320,605 Land $58,612 Building $261,993
2023		$189,953 (+3%) Land $189,953
2022	$2,283.00 Homeowner's exemption	$184,420	$306,229 Land $50,274 Building $255,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2237 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2237 Waterfall Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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