Hernando County property record for 2228 Waterfall Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,356 sqft · built 2004 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $100,000 (Oct 2014) |
| Tax Bill | $3,074 (2025) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5210-1412-0100 |
| Primary APN | R32-323-17-5210-1412-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,096 sqft |
| 1st Floor Area | 1,256 sqft |
| Upper Floors Area | 1,100 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00308679 |
|---|---|
| Street Address | 2228 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 21 BLK 1412 LOT 10 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 21 |
| Legal Block | 1412 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41104 |
2228 Waterfall Dr is owner-occupied and held in a trust since September 2019.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2228 WATERFALL DR, SPRING HILL, FL 34608-4639 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2014 · Amount on File |
| Deed Sale | Oct 6, 2014 · Amount on File |
| Prior Sale | Jul 12, 2005 · Amount on File |
| Deed Document Number | 201453258 |
| Deed Book / Page | 3132 / 802 |
| Last Transfer Date | Sep 24, 2019 |
| Transfer Doc | 0037630934 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 2228 WATERFALL DR, SPRING HILL, FL 34608-4639 |
| Document Number | 0037630934 |
| Book / Page | 003763 / 000934 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 65892 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2228 WATERFALL DR SPRING HILL FL 346084639, SPRING HILL, FL 34608-4639 |
The 2025 property tax bill for 2228 Waterfall Dr was $3,074 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,074.00 Homeowner's exemption | $206,369 | $327,284 Land $45,625 Building $281,659 |
| 2023 | $194,712 (+3%) Land $194,712 | ||
| 2022 | $2,356.00 Homeowner's exemption | $189,041 | $312,432 Land $39,000 Building $273,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2228 Waterfall Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2228 Waterfall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon.
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