2237 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 2237 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,052 sqft · built 1936
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$77,200 (Aug 2014)
Tax Bill	$1,065 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-12-05-200-083.000-003`

Property Details

APN / Parcel Number

Primary APN	`48-12-05-200-083.000-003`
Alternative APNs	`00001174829` `18361Z`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Basement Area	2,052 sqft
Unfinished Basement	2,052 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001174829
Street Address	2237 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 NW 1.7800ACRES STR: 05198 SECTION: PLAT: 01 IN: OUT:
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1030
Census Tract	1300

Owner

2237 E Cross St is owned and occupied by an individual who bought it in August 2014.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2237 E CROSS ST, ANDERSON, IN 46012-1954
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY FCU
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY FCU
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MADISON COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Prior Sale	Mar 3, 2008 · Amount on File
Deed Document Number	20149940
Prior Transfer Date	Jun 4, 2014
Prior Transfer Doc	2014R09939
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2237 E CROSS ST, ANDERSON, IN 46012-1954
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R09640
Date	Jul 24, 2018
Instrument	2018R09640

Lender

Name	MADISON COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2237 E CROSS ST, ANDERSON, IN 46012-1954
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R05269
Date	Mar 25, 2022
Instrument	2022R05269

Lender

Name	MADISON COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 28, 2042

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	2237 E CROSS ST, ANDERSON, IN 46012-1954
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R04983
Date	Mar 22, 2022
Instrument	2022R04983

Lender

Name	MADISON COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2237 E Cross St was $1,065 with a homeowner's exemption, down 1.8% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,065.00 (-1.75%) Homeowner's exemption	$103,400 Land $27,000 Building $76,400	$103,400 Land $27,000 Building $76,400
2024	$1,084.00
2023		$88,400 (+0.45%) Land $25,700 Building $62,700	$88,400 (+0.45%) Land $25,700 Building $62,700
2022	$1,801.00	$88,000 Land $24,700 Building $63,300	$88,000 Land $24,700 Building $63,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2237 E Cross St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1992–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2237 E Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile, Verizon.

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